Lackawanna County property record for 431 Thomas Dr, Dunmore, PA 18512
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft · built 1989 |
| Lot Size | 0.208 acres (9,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Aug 2022) |
| Tax Bill | $57,505 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1361701000205 |
| Primary APN | 1361701000205 |
|---|
| Building Area | 1,428 sqft Total Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 9,095 sqft (0.208 acres) |
| Lot Dimensions | 107 ft deep x 85 ft wide |
| Street Address | 431 THOMAS DR |
|---|---|
| City | DUNMORE |
| State | PA |
| Zip | 18512-2063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85X107 SWINICK DEV L 210 SEC C-3 |
| Legal Subdivision | SWINICK |
| Legal Lot Number | 210 |
| Jurisdiction | LACKAWANNA PA |
| Township / Civil Division | DUNMORE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 112000 |
431 Thomas Dr is owned and occupied by an individual who bought it in August 2022.
Source: Lackawanna County records, as of April 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 THOMAS DR, DUNMORE, PA 18512-2063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY DEPOSIT & DISCOUNT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on File |
| Deed Sale | Aug 9, 2022 · Amount on File |
| Prior Sale | Aug 24, 1998 · Amount on File |
| Deed Document Number | 202216261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Recording Date | Aug 9, 2022 |
| Property Address | 431 THOMAS DR, DUNMORE, PA 18512-2063 |
| Document Number | 0000016261 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 202216261 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | NOT AVAILABLE, LUXE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 THOMAS DR, DUNMORE, PA 18512-2063 |
| Document Number | 0000016262 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 202216262 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 431 THOMAS DR, DUNMORE, PA 18512-2063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016758 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 201916758 |
| Name | THE FIDELITY DEPOSIT & DISCOUNT BANK |
|---|---|
| Type | Bank |
| Address | SCRANTON, PA 18512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 4, 2034 |
The 2026 property tax bill for 431 Thomas Dr was $57,505.
Source: Lackawanna County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lackawanna County |
| Municipality | Dunmore Borough |
| Unified School District | Dunmore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,505.00 | $335,350 Land $65,570 Building $269,780 | |
| 2024 | $4,592.00 | $18,000 (-) Land $8,000 Building $10,000 | $335,350 Land $65,570 Building $269,780 |
| 2023 | $4,592.00 Additional exemption filed | $18,000 Land $8,000 Building $10,000 | |
| $18,000 Land $8,000 Building $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 431 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| ICON Technologies Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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