Palm Beach County property record for 431 Thatch Palm Dr, Boca Raton, FL 33432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,430 sqft · built 1996 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,950,000 (Jun 2005) |
| Tax Bill | $31,329 (2025) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-43-47-29-10-015-0240 |
| Primary APN | 06-43-47-29-10-015-0240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,430 sqft Living Area |
| Gross Area | 5,707 sqft |
| 1st Floor Area | 3,570 sqft |
| Upper Floors Area | 860 sqft |
| Flooring | Marble |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,200 sqft (0.372 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 739 sqft |
| Pool Area | 122 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 538 sqft |
| Patio Area | 1,054 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 431 THATCH PALM DR |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33432-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | ROYAL PALM YACHT & COUNTRY CLUB SUB LOT 24 BLK 15 |
| Legal Range | 43E |
| Legal Township | 47S |
| Legal Section | 29 |
| Legal Subdivision | ROYAL PALM YACHT & COUNTRY CLUB SUB |
| Legal Block | 15 |
| Legal Lot Number | 24 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOCA RATON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 7504 |
Source: Palm Beach County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 THATCH PALM DR, BOCA RATON, FL 33432-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Nov 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2005 · Amount on Record |
| Deed Sale | Jun 24, 2005 · Amount on Record |
| Prior Sale | May 3, 1999 · Amount on Record |
| Deed Document Number | 2005392421 |
| Deed Book / Page | 18803 / 308 |
| Last Transfer Date | Jun 29, 2016 |
| Transfer Doc | 0284111296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 431 THATCH PALM DR, BOCA RATON, FL 33432-7526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0363991309 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 36399/1309 |
| Instrument | 20260104962 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 854 Months |
| Due | May 8, 2097 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 431 THATCH PALM DR, BOCA RATON, FL 33432-7526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 431 THATCH PALM DR, BOCA RATON, FL 33432-7526 |
| Document Number | 0339330749 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 33933/749 |
| Instrument | 20220441794 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2029 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year T-Bill |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 431 THATCH PALM DR, BOCA RATON, FL 33432-7526 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 431 THATCH PALM DR, BOCA RATON, FL 33432-7526 |
| Document Number | 0323590702 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 32359/702 |
| Instrument | 20210154962 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | BOCA RATON, FL 33431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boca Raton City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,329.00 (+2.9%) Homeowner's exemption | $1,862,278 (+5.99%) | $4,123,889 (+3.67%) Land $3,095,850 Building $1,028,039 |
| 2024 | $30,445.00 (+2.17%) | ||
| 2023 | $29,797.00 (+0.73%) Homeowner's exemption | $1,757,082 (+3%) | $3,977,771 (+36.86%) Land $2,826,778 Building $1,150,993 |
| 2022 | $29,580.00 Homeowner's exemption | $1,705,905 | $2,906,376 Land $2,056,798 Building $849,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 247 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 14 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCA RATON WTP serves 130,000 people · EPA ID FL4500130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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