431 Taft St, Gary, IN 46404 Property Records

Lake County property record for 431 Taft St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 966 sqft · built 1929
Lot Size0.114 acres (5,009 sqft)
OwnerIndividual Name on Record
Tax Bill$567 (2024)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN001-25-44-0206-0021

Property Details

APN / Parcel Number

Primary APN001-25-44-0206-0021
Alternative APNs
  • 45-08-05-257-006.000-004
  • 254402060021

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area966 sqft Living Area
Basement Area966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,009 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-44-0206-0021
Old Parcel Number254402060021
Street Address431 TAFT ST
CityGARY
StateIN
Zip46404-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY LAND CO'S 5TH. ADD. ALL L.23 BL.12
Legal SubdivisionGARY LAND CO
Legal Block12
Legal Lot Number23
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2011
Census Tract10400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 TAFT ST, GARY, IN 46404-1017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 7, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 7, 2018
Transfer Doc0000035753
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address431 TAFT ST, GARY, IN 46404-1017
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 TAFT ST, GARY, IN 46404-1017

Mortgage

Document Number0000017682
DateJun 8, 2023
Instrument2023-517682
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJun 7, 2018
Property Address431 TAFT ST, GARY, IN 46404-1017
Document Number0000035753
Instrument DateJun 7, 2018
Instrument35753
Transaction TypeTransfer
Record UpdatedJul 2, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 TAFT ST GARY IN 464041016, GARY, IN 46404-1016

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,200 (+53.44%) Land $8,900 Building $60,300$69,200 (+53.44%) Land $8,900 Building $60,300
2024$567.00 (-20.37%)
2023$45,100 (+8.67%) Land $9,000 Building $36,100$45,100 (+8.67%) Land $9,000 Building $36,100
2022$712.00 Homeowner's exemption$41,500 Land $5,300 Building $36,200$41,500 Land $5,300 Building $36,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Taft St

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