Madison County property record for 431 Sundial Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,491 sqft · built 1979 |
| Lot Size | 5.48 acres (239,144 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,196 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-03B-009 |
| Primary APN | 072B-03B-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,491 sqft Adjusted Area |
| 1st Floor Area | 2,274 sqft |
| 2nd Floor Area | 884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 239,144 sqft (5.48 acres) |
| Deck Area | 196 sqft |
|---|---|
| Patio Area | 840 sqft |
| Gazebo | 71 sqft |
| Utility Building | 423 sqft |
| Cooling System | Central |
|---|
| Account Number | 7463 |
|---|---|
| Old Parcel Number | 072B-03B-009/00.00 |
| Street Address | 431 SUNDIAL RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 5.492A OUT NW1/4 NW1/4 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 03 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30208 |
431 Sundial Rd is owned and occupied by an individual who acquired it in November 2021.
Source: Madison County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 431 SUNDIAL RD, MADISON, MS 39110-8780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS |
| Jun 17, 2019 | Warranty Deed, Construction Loan · Line of Credit JERRY RIDER |
| May 31, 2019 | Loan Modification, Mortgage JERRY RIDER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 |
| Deed Sale | Nov 24, 2021 |
| Prior Sale | Apr 15, 2009 |
| Deed Document Number | 0004137918 |
| Deed Book / Page | 4137 / 918 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 431 SUNDIAL RD, MADISON, MS 39110-8780 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1349 CAROLYN DR, VIRGINIA BCH, VA 23451-5963 |
| Document Number | 004142/272 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 4142/272 |
| Instrument | 945649 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 26, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 24, 2021 |
| Property Address | 431 SUNDIAL RD, MADISON, MS 39110-8780 |
| Document Number | 004137/918 |
| Book / Page | 4137 / 918 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 944990 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 SUNDIAL RD, 431, MADISON, MS 39110-8780 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 431 SUNDIAL RD, MADISON, MS 39110-8780 |
| Document Number | 0000944991 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 944991 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 17, 2019 |
| Property Address | 431 SUNDIAL RD, MADISON, MS 39110-8780 |
| Document Number | 0000866307 |
| Book / Page | 003732 / 000511 |
| Instrument Date | May 31, 2019 |
| Instrument | 866307 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 431 SUNDIAL RD MADISON MS 391108780, MADISON, MS 39110-8780 |
| Document Number | 866308 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 003732/000515 |
| Instrument | 866308 |
| Name | JERRY RIDER |
|---|---|
| Address | 525 FELDSPAR DR, SHERWOOD, AR 72120-2379 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 16, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 431 SUNDIAL RD, MADISON, MS 39110-8780 |
| Document Number | 0000891615 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 431 SUNDIAL RD MADISON MS 391108780, MADISON, MS 39110-8780 |
| Document Number | 0000891615 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 003855/000807 |
| Instrument | 891615 |
| Name | JERRY RIDER |
|---|---|
| Address | 525 FELDSPAR DR, SHERWOOD, AR 72120-2379 |
| Term | 12 Months |
|---|---|
| Due | May 21, 2021 |
The 2025 property tax bill for 431 Sundial Rd was $10,196 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,196.00 Homeowner's exemption | $90,079 | $749,270 Land $82,350 Building $666,920 |
| 2024 | $10,196.00 (-22.14%) | ||
| 2023 | $13,096.00 | $112,391 | $749,270 Land $82,350 Building $666,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Sundial Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Sundial Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures