431 State St, Cherry Hill, NJ 08002 Property Records

Camden County and Cherry Hill Township property record for 431 State St, Cherry Hill, NJ 08002

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1962
Lot Size	0.439 acres (19,136 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Jul 2021)
Tax Bill	$9,299 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00184-01-00053`

Property Details

APN / Parcel Number

Primary APN	`09-00184-01-00053`
Alternative APNs	`0900184000100053` `001945`

Interior

Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	19,136 sqft (0.439 acres)
Lot Dimensions	184 ft deep x 104 ft wide

Location & Zoning

Account Number	001945
Street Address	431 STATE ST
City	CHERRY HILL
State	NJ
Zip	08002-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: ABT EXP 12/23
Legal Subdivision	MERCHANTVILLE FARMS
Legal Block	184.1
Legal Lot Number	53
Jurisdiction	CAMDEN NJ
Township / Civil Division	CHERRY HILL
Census Block Group	3
Census Block	3033
Census Tract	603201

Owner

Source: Camden County and Cherry Hill Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 STATE ST, CHERRY HILL, NJ 08002-2361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 26, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 6, 2020	Deed, Transfer · Conventional Mortgage EVESHAM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	202169658
Deed Book / Page	11804 / 1663
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	431 STATE ST, CHERRY HILL, NJ 08002-2361
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003111
Date	Jan 12, 2024
Book Page	12496/1663
Instrument	2024003111

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	431 STATE ST, CHERRY HILL, NJ 08002-2361
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030525
Date	Apr 25, 2017
Book Page	10617/1734
Instrument	2017030525

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 26, 2021
Property Address	431 STATE ST, CHERRY HILL, NJ 08002-2361
Document Number	0000069658
Book / Page	11804 / 1663
Instrument Date	Jul 16, 2021
Instrument	2021069658
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	CORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,863.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 VANDERBILT ST, 605, BROOKLYN, NY 11218-1275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 STATE ST, CHERRY HILL, NJ 08002-2361

Mortgage

Document Number	0118041669
Date	Jul 26, 2021
Instrument	11804/1669

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 6, 2020
Property Address	431 STATE ST, CHERRY HILL, NJ 08002-2361
Document Number	0000000654
Book / Page	11291 / 1808
Instrument Date	Dec 2, 2019
Instrument	2020000654
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NATIONAL INTEGRITY TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 STATE ST, 431, CHERRY HILL, NJ 08002-2361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 STATE ST, CHERRY HILL, NJ 08002-2361

Mortgage

Document Number	0112911814
Date	Jan 6, 2020
Instrument	11291/1814

Lender

Name	EVESHAM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Camden County and Cherry Hill Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Cherry Hill Township
Unified School District	Cherry Hill Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,800 (+12.64%) Land $54,400 Building $168,400	$222,800 (-) Land $54,400 Building $168,400
2025	$9,299.00 (+5.44%)	$197,800 (-)	$222,800 (-) Land $54,400 Building $168,400
2024	$8,819.00 (+9.12%)
2023		$197,800	$222,800 Land $54,400 Building $168,400
2022	$8,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERCHANTVILLE PENNSAUKEN serves 47,144 people · EPA ID NJ0424001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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