431 Spruce St, Riverside, CA 92507 Property Records

Riverside County property record for 431 Spruce St, Riverside, CA 92507

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,723 sqft · built 1967
Lot Size0.209 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$645,500 (Dec 2021)
Tax Bill$5,722 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN251-111-001

Property Details

APN / Parcel Number

Primary APN251-111-001

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,723 sqft Living Area
Gross Area2,179 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Architectural StyleRanch
Exterior MaterialSiding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area9,147 sqft (0.209 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number251111001
Street Address431 SPRUCE ST
CityRIVERSIDE
StateCA
Zip92507-3152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR106
Legal DescriptionLOT 26 MB 056/075 TR 3492
Legal Tract3492
Legal Lot Number26
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1027
Census Tract42214

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 29, 2020Intrafamily Transfer, Transfer · VA Mortgage
PINNACLE LENDING GROUP INC
Jun 13, 2019Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Prior SaleSep 29, 2020
Deed Document Number2021-0718187
Record UpdatedJun 8, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 6, 2021
Property Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152
Document Number0000718187
Map ReferenceMB 56 PG 75-77
Instrument DateNov 10, 2021
Instrument2021-0718187
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,420.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152

Mortgage

Document Number0000718188
DateDec 6, 2021
Instrument2021-0718188
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateSep 29, 2020
Property Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152
Document Number0000464022
Map ReferenceMB 56 PG 75-77
Instrument DateSep 24, 2020
Instrument2020-0464022
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152

Mortgage

Document Number0000464023
DateSep 29, 2020
Instrument2020-0464023
Lender
NamePINNACLE LENDING GROUP INC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJun 13, 2019
Property Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152
Document Number0000212830
Map ReferenceMB 56 PG 75-77
Instrument DateJun 7, 2019
Instrument2019-0212830
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 SPRUCE ST, RIVERSIDE, CA 92507-3152

Mortgage

Document Number0000212831
DateJun 13, 2019
Instrument2019-0212831
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,722.00 (-22.5%) Disabled Person's exemption Veteran's exemption$685,008 (+4.04%) Land $84,896 Building $600,112
2023$7,383.00 (+32.36%)$658,410 Land $81,600 Building $576,810
2022$5,578.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2003–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 302,776 people · EPA ID CA3310031
Water SourceGroundwater influenced by surface water
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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