431 Spruce St, Pacolet, SC 29372 Property Records

Spartanburg County property record for 431 Spruce St, Pacolet, SC 29372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1997
Lot Size	0.449 acres (19,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2024)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-29-16-030.00`

Property Details

APN / Parcel Number

Primary APN	`3-29-16-030.00`
Alternative APNs	`7171-58-1215.19` `62959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,558 sqft (0.449 acres)
Lot Dimensions	209 ft deep x 100 ft wide
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62959
Street Address	431 SPRUCE ST
City	PACOLET
State	SC
Zip	29372-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N SIDE SPRUCE STREET & E OF HWY 50 PB 138-625 PB 139-889
Legal Subdivision	ED G BRYANT SUBDIVISION
Jurisdiction	SPARTANBURG SC
Township / Civil Division	PACOLET
Census Block Group	3
Census Block	3021
Census Tract	23902

Owner

Source: Spartanburg County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 SPRUCE ST, PACOLET, SC 29372-2152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Intrafamily Transfer, Transfer
Jan 5, 2024	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 12, 2023	Deed of Distribution, Transfer
Dec 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	2024731
Deed Book / Page	144V / 957
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0000026597
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 5, 2024
Property Address	431 SPRUCE ST, PACOLET, SC 29372-2152
Document Number	0000000733
Book / Page	144-V / 960
Map Reference	MB 139 PG 889
Instrument Date	Jan 4, 2024
Instrument	2024-733
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 SPRUCE ST, PACOLET, SC 29372-2152

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 5, 2024
Property Address	431 SPRUCE ST, PACOLET, SC 29372-2152
Document Number	0000000731
Book / Page	144-V / 957
Map Reference	MB 139 PG 889
Instrument Date	Jan 4, 2024
Instrument	2024-731
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SPRUCE ST, SPARTANBURG, SC 29303-3937

Mortgage

Document Number	0000000732
Date	Jan 5, 2024
Book Page	6692/437
Instrument	2024-00732

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 12, 2023
Property Address	431 SPRUCE ST, PACOLET, SC 29372-2152
Document Number	0000026597
Book / Page	142-Q / 155
Instrument Date	Jul 11, 2023
Instrument	2023-26597
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PRIMROSE DR, SPARTANBURG, SC 29301-2401

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 12, 2017
Property Address	431 SPRUCE ST, PACOLET, SC 29372-2152
Document Number	0000057598
Book / Page	00117Y / 000463
Instrument Date	Sep 21, 2017
Instrument	57598
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SPRUCE ST PACOLET SC 293722152, PACOLET, SC 29372-2152

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Pacolet Town
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+0.63%)	$5,984 (-0.89%) Land $964 Building $5,020	$149,600 (-2.54%) Land $24,100 Building $125,500
2024	$1,591.00 (+26.17%)
2023	$1,261.00 (+106.05%)	$6,038 (+72.51%) Land $948 Building $5,090	$153,500 (+33.59%) Land $24,100 Building $129,400
2022	$612.00	$3,500 Land $548 Building $2,952	$114,900 Land $18,000 Building $96,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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