431 Spring St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 431 Spring St, Davidson, NC 28036 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2012
Square Footage1,950 sqft Heated Area
Lot Size2,647 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2017)
Tax Bill$4,452.00 (2023)

Property Details

APN / Parcel Number

Primary APN007-018-63

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area1,950 sqft Heated Area
Gross Area2,382 sqft Gross Area
1st Floor374 sqft 1st Floor
Upper Floors714 sqft Upper Floors
Stories3 Stories
FireplacePrefab Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2012
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area2,647 sqft (0.06 acres)
Garage Area340 sqft Garage
Deck Area30 sqft Deck
Porch1 Porch
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number007-018-63
Street Address431 SPRING ST
CityDAVIDSON
StateNC
Zip28036-7044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP3 M55-1
Legal SubdivisionWALNUT GROVE
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup3
Census Block3014
Census Tract6403

Owner

Source: Mecklenburg County records · APN 007-018-63

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 SPRING ST, DAVIDSON, NC 28036-7044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Oct 18, 2017Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Prior SaleApr 16, 2013 · Amount on Record
Deed Doc Number0032203527
Deed Book / Page32203 / 527
Record RefreshedJun 07, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address431 SPRING ST, DAVIDSON, NC 28036-7044
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144911
DateOct 20, 2022
Book Page37723/535
Instrument2022144911
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 06, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address431 SPRING ST, DAVIDSON, NC 28036-7044
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057565
DateMar 24, 2021
Book Page35846/717
Instrument2021057565
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 18, 2017
Property Address431 SPRING ST, DAVIDSON, NC 28036-7044
Document Number0000140937
Book / Page032203 / 000527
Instrument DateOct 12, 2017
Instrument140937
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 SPRING ST DAVIDSON NC 280367044, DAVIDSON, NC 28036-7044

Mortgage

Document Number140938
DateOct 18, 2017
Book Page032203/000530
Instrument140938
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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