Hays County property record for 431 Spinnaker Loop, Kyle, TX 78640 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,702 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Garage | Mixed, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,614.00 (2024) |
| Primary APN | R166671 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,702 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 431 SPINNAKER LOOP |
|---|---|
| City | KYLE |
| State | TX |
| Zip | 78640-2594 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSSWINDS PHASE TWO, BLOCK U, LOT 9, ACRES 0.11, *LIFE ESTATE* *UDI ACCOUNT* TAX CODES:RSP,SHA,WPC,ACCD,MCRW,EHA |
| Legal Subdivision | CROSSWINDS PHASE TWO |
| Legal Phase | 2 |
| Legal Block | U |
| Legal Lot Number | 9 |
| Jurisdiction | HAYS TX |
| Minor Civil Division | KYLE-BUDA |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 10919 |
Source: Hays County records · APN R166671
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA |
| Apr 15, 2024 | Intrafamily Transfer, Transfer |
| Apr 15, 2024 | Intrafamily Transfer, Transfer |
| Dec 15, 2023 | Vendor's Lien, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage SFMC LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 |
| Deed Sale | Dec 15, 2023 |
| Prior Sale | Apr 15, 2024 |
| Deed Doc Number | 0000046040 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | CORRIDOR TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000015553 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 22015553 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Apr 15, 2024 |
| Property Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Document Number | 0000013645 |
| Map Reference | DOC 19026844 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 24013645 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Name | Verified Name |
|---|---|
| Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Apr 15, 2024 |
| Property Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Document Number | 0000013646 |
| Map Reference | DOC 19013720 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 24013646 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Name | Verified Name |
|---|---|
| Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Dec 15, 2023 |
| Property Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Document Number | 0000046040 |
| Map Reference | DOC 19026844 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 23046040 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | CONDOR TITLE COMPANY, CORRIDOR TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14400 THE LAKES BLVD # BLVDC-200, BLVDC-200, PFLUGERVILLE, TX 78660-4641 |
| Name | Verified Name |
|---|---|
| Address | 431 SPINNAKER LOOP, KYLE, TX 78640-2594 |
| Document Number | 0000046041 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 23046041 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,120 (+141.25%) Land $92,750 Building $258,370 | $351,120 (+141.25%) Land $92,750 Building $258,370 | |
| 2024 | $9,614.00 (+468.54%) | ||
| 2023 | $145,540 Land $39,120 Building $106,420 | $145,540 Land $39,120 Building $106,420 | |
| 2022 | $1,691.00 |
431 Spinnaker Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hays County (48209C), updated May 21, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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