431 Silver Tee Dr, Penhook, VA 24137 Property Records

Franklin County property record for 431 Silver Tee Dr, Penhook, VA 24137 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,114 sqft · built 2022
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2019)
Tax Bill	$13,530 (2025)
Deeds & Mortgages	May 2022 Construction Loan May 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051 06-106 00`

Property Details

APN / Parcel Number

Primary APN	`051 06-106 00`
Alternative APN	`16063`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	19 Rooms
Stories	1 Story
Building Area	6,114 sqft Living Area
Gross Area	9,914 sqft
1st Floor Area	5,602 sqft
Basement Area	3,045 sqft
Finished Basement	1,850 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	363 sqft
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16063
Street Address	431 SILVER TEE DR
City	PENHOOK
State	VA
Zip	24137-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERS EDGE LOT 191 SECTION 3
Legal Subdivision	WATERS EDG
Legal Lot Number	191
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2007
Census Tract	20102

Owner

Source: Franklin County records · APN 051 06-106 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 SILVER TEE DR, PENHOOK, VA 24137-5206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
May 24, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 01, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
May 02, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2019 · Amount on Record
Deed Sale	May 02, 2019 · Amount on Record
Deed Document Number	20192497
Deed Book / Page	1121 / 560
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	431 SILVER TEE DR, PENHOOK, VA 24137
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011850480
Date	May 31, 2022
Book Page	1185/480
Instrument	220004280

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.16%
Type Change Date	Jun 01, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.16%
Max Rate	9.16%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	431 SILVER TEE DR, PENHOOK, VA 24137
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011842600
Date	May 24, 2022
Book Page	1184/2600
Instrument	220004112

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.16%
Type Change Date	Jun 01, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.16%
Index	1-Year T-Bill
Max Rate	9.16%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	SILVER TEE DR, PENHOOK, VA 24137
Document Number	0011301952
Instrument Date	Nov 01, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011301952
Date	Nov 19, 2019
Book Page	001130/001952
Instrument	7491

Lender

Name	FIRST CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 02, 2019
Property Address	SILVER TEE DR, PENHOOK, VA 24137
Document Number	0011210560
Book / Page	001121 / 000560
Instrument Date	Apr 29, 2019
Instrument	2497
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 DALTON RD GREENSBORO NC 274085821, GREENSBORO, NC 27408-5821

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,530.00 (+392.9%)	$3,146,700 (+599.27%) Land $310,000 Building $2,836,700	$3,146,700 (+599.27%) Land $310,000 Building $2,836,700
2023	$2,745.00	$450,000 (+83.67%) Land $250,000 Building $200,000	$450,000 (+83.67%) Land $250,000 Building $200,000
2022		$245,000 Land $245,000	$245,000 Land $245,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,000 / 50

May also be available at this address: SML Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on Silver Tee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures