431 Shadow Ter, Universal City, TX 78148 Property Records

Bexar County property record for 431 Shadow Ter, Universal City, TX 78148

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,381 sqft · built 2018
Lot Size	0.153 acres (6,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,050 (Aug 2024)
Tax Bill	$7,420 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05052-320-0220`

Property Details

APN / Parcel Number

Primary APN	`05052-320-0220`
Alternative APN	`1295296`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,381 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,860 sqft
2nd Floor Area	1,521 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Material	Asphalt
Lot Area	6,675 sqft (0.153 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	354 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 SHADOW TER
City	UNIVERSAL CITY
State	TX
Zip	78148-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5052C KB KITTY HAWK PH-3, BLOCK 20 LOT 22 2019 NEW ACCT PER PLAT 20001/371-375
Legal Subdivision	CB 5052C KB KITTY HAWK PH-3
Legal Block	20
Legal Lot Number	22
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2000
Census Tract	121604

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 30, 2024	Vendor's Lien, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU
Jul 24, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Jul 24, 2024
Deed Document Number	2024159459
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Recording Date	Aug 31, 2026
Property Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Document Number	0000170084
Instrument Date	Aug 22, 2026
Instrument	2026170084
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170084,
Date	Aug 31, 2026
Instrument	2026170084

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Aug 30, 2024
Property Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Document Number	0000159459
Map Reference	VOL 20001 PG 371-375
Instrument Date	Aug 30, 2024
Instrument	20240159459
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13954 BRANTLEY, SATTLER, TX 78133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018

Mortgage

Document Number	0000159460
Date	Aug 30, 2024
Instrument	20240159460

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Jul 24, 2024
Property Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018
Document Number	0000133328
Instrument Date	Jul 18, 2024
Instrument	20240133328
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SHADOW TER, UNIVERSAL CITY, TX 78148-3018

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Universal City
Unified School District	Judson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,420.00 (+48.34%) Homeowner's exemption	$413,000 (-7.85%) Land $58,140 Building $354,860	$413,000 (-7.85%) Land $58,140 Building $354,860
2024	$5,002.00 (-3.14%)
2023	$5,164.00 (-22.72%) Homeowner's exemption Senior Citizen's exemption	$448,180 Land $58,140 Building $390,040	$448,180 Land $58,140 Building $390,040
2022	$6,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UNIVERSAL CITY serves 20,119 people · EPA ID TX0150009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ZipLink Internet.

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