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431 SE Edgewood Dr, Stuart, FL 34996 Property Records

Martin County property record for 431 SE Edgewood Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,010 sqft · built 1961
Lot Size0.343 acres (14,941 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Feb 2000)
Tax Bill$3,103 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-014-000-0024.0-2-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-014-000-0024.0-2-0000
Alternative APNs
  • 03-38-41-014-000-00240-2
  • 20469

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,010 sqft Living Area
1st Floor Area2,010 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,941 sqft (0.343 acres)
PorchOpen Concrete/Masonry Porch
Porch Area762 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20469
Street Address431 SE EDGEWOOD DR
CitySTUART
StateFL
Zip34996-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionST LUCIE PARK SEC 2 LOT 24 OR 362/867
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionST LUCIE PARK
Legal Block1
Legal Lot Number24
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1002
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 SE EDGEWOOD DR, STUART, FL 34996-4713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2000 · Amount on Record
Deed SaleFeb 1, 2000 · Amount on Record
Prior SaleJun 5, 1989 · Amount on Record
Deed Book / Page1453 / 1492
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address431 SE EDGEWOOD DR, STUART, FL 34996-4713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031480398
DateAug 5, 2020
Book Page3148/398
Instrument2829746
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address431 SE EDGEWOOD DR, STUART, FL 34996-4713
Document Number0029030896
Book / Page002903 / 000896
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 SE EDGEWOOD DR STUART FL 349964713, STUART, FL 34996-4713

Mortgage

Document Number0029030896
DateJan 25, 2017
Book Page002903/000896
Instrument2616198
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 24, 2032

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,103.00 (-0.54%) Additional exemption filed$210,702 (+5.99%)$561,360 (+17.24%) Land $227,700 Building $333,660
2024$3,120.00 (+2.97%)
2023$3,030.00 (+3.98%) Additional exemption filed$198,800 (+3%)$478,800 (+17.88%) Land $207,900 Building $270,900
2022$2,914.00 Homeowner's exemption$193,010$406,160 Land $218,300 Building $187,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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