431 S Mitchell Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 431 S Mitchell Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	1,839 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Oct 2025)
Tax Bill	$12,486 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-206-016`

Property Details

APN / Parcel Number

Primary APN	`06-11-206-016`

Interior

Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	1,147 sqft
2nd Floor Area	692 sqft
Basement Area	967 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	431 S MITCHELL AVE
City	ELMHURST
State	IL
Zip	60126-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ARGYLE ADD W 150 FT OF S 50.1 FT /MEAS ON W/
Legal Subdivision	ARGYLE ADD
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	1
Census Block	1003
Census Tract	844002

Owner

431 S Mitchell Ave is owner-occupied and held in a trust since October 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	431 S MITCHELL AVE, ELMHURST, IL 60126-3905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	202564978
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 15, 2025
Property Address	431 S MITCHELL AVE, ELMHURST, IL 60126-3905
Document Number	0000064978
Map Reference	DOC 105499
Instrument Date	Aug 29, 2025
Instrument	R2025-064978
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 S MITCHELL AVE, ELMHURST, IL 60126-3905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S MITCHELL AVE, ELMHURST, IL 60126-3905
Mail Care Of	CTLT TRUST

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 7, 2018
Property Address	431 S MITCHELL AVE, ELMHURST, IL 60126-3905
Document Number	0000084432
Map Reference	DOC105499
Instrument Date	Aug 22, 2018
Instrument	R2018-084432
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 SHANNON RD, 59, CULLOWHEE, NC 28723-6998

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 S MITCHELL AVE, ELMHURST, IL 60126-3905

Mortgage

Document Number	0000084433
Date	Sep 7, 2018
Instrument	R2018-084433

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 431 S Mitchell Ave was $12,486, up 3.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,486.00 (+3.89%)	$223,750 (+7.86%) Land $95,003 Building $128,747	$671,250 (+7.86%) Land $285,009 Building $386,241
2024	$12,019.00 Homeowner's exemption	$207,445 Land $88,080 Building $119,365	$622,335 Land $264,240 Building $358,095
2022	$10,818.00 Homeowner's exemption	$184,410 Land $78,300 Building $106,110	$553,230 Land $234,900 Building $318,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 S Mitchell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 S Mitchell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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