Worcester County and Athol Town property record for 431 S Main St, Athol, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,274 sqft · built 1920 |
| Lot Size | 0.708 acres (30,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,900 (May 2005) |
| Tax Bill | $3,482 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2024 Refinance |
| APN | ATHO M:00024 B:00005 L:00000 |
| Primary APN | ATHO M:00024 B:00005 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 2,470 sqft |
| Basement Area | 312 sqft |
| Unfinished Basement | 312 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,840 sqft (0.708 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4807 |
|---|---|
| Street Address | 431 S MAIN ST |
| City | ATHOL |
| State | MA |
| Zip | 01331-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 5 |
| Jurisdiction | ATHOL MA |
| Township / Civil Division | ATHOL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 703200 |
Source: Worcester County and Athol Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 S MAIN ST, ATHOL, MA 01331-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit WORKERS CREDIT UNION |
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on Record |
| Deed Sale | May 26, 2005 · Amount on Record |
| Prior Sale | Dec 17, 1998 · Amount on Record |
| Deed Document Number | 200582462 |
| Deed Book / Page | 36405 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Recording Date | Jul 9, 2026 |
| Property Address | 431 S MAIN ST, ATHOL, MA 01331-2149 |
| Document Number | 0000057206 |
| Book / Page | 73845 / 385 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202657206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 431 S MAIN ST, ATHOL, MA 01331-2149 |
| Document Number | 0000057206, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 73845/385 |
| Instrument | 202657206 |
| Name | WORKERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 431 S MAIN ST, ATHOL, MA 01331-2149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0070276-27 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 70276/27 |
| Instrument | 17681 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
Source: Worcester County and Athol Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,482.00 (+6.39%) | $274,800 (+6.72%) Land $41,000 Building $233,800 | $242,820 (-) |
| 2025 | $3,273.00 (+8.74%) | $257,500 (+9.76%) Land $39,400 Building $218,100 | $242,820 (+6.01%) |
| 2024 | $3,010.00 (+2.49%) | $234,600 (+12.14%) Land $39,400 Building $195,200 | $229,045 |
| 2023 | $2,937.00 | $209,200 Land $28,500 Building $180,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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