431 S Johnson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 431 S Johnson Ave, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,036 sqft · built 1975
Lot Size	0.783 acres (34,104 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Jun 2022)
Tax Bill	$7,244 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-541-29-01`

Property Details

APN / Parcel Number

Primary APN	`487-541-29-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,036 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	34,104 sqft (0.783 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	431 S JOHNSON AVE
City	EL CAJON
State	CA
Zip	92020-4942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 1 PER DOC08-220466&UND INT IN TR 015395
Legal Subdivision	419-439S JOHNSON AVE CONDOS
Legal Tract	015395
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15901

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2261 RUNABOUT PL, EL CAJON, CA 92019-4250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	2022260784
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2022
Property Address	431 S JOHNSON AVE, EL CAJON, CA 92020-4942
Document Number	0000260784
Map Reference	DOC 2008-0220466
Instrument Date	May 31, 2022
Instrument	2022-0260784
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 RUNABOUT PL # PI, PI, EL CAJON, CA 92019-4250

Mortgage

Document Number	0000260785
Date	Jun 23, 2022
Instrument	2022-0260785

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	431 S JOHNSON AVE, EL CAJON, CA 92020-4942
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S JOHNSON AVE, EL CAJON, CA 92020-4942

Mortgage

Document Number	0000849452
Date	Dec 16, 2021
Instrument	2021-0849452

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,000 (-) Land $399,000 Building $216,000
2025	$7,244.00 (-0.17%)	$615,000 (+1.82%) Land $399,000 Building $216,000
2023	$7,256.00 (+57.33%)	$604,000 Land $392,000 Building $212,000
2022	$4,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S Johnson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures