431 S Huron Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 431 S Huron Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,219 sqft · built 1910
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2018)
Tax Bill	$4,609 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0228001010AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0228001010AA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,219 sqft Finished Area
1st Floor Area	3,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Built-in
Pole Barn	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 S HURON AVE
City	SANDPOINT
State	ID
Zip	83864-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22/27-57N-2W LAKE PARK ADDN BLK 1 LOT 10 & N2 OF LOT 11 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	27
Legal Subdivision	CPWRS
Legal Block	1
Legal Lot Number	10,11,N
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4006
Census Tract	950300

Owner

431 S Huron Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 S HURON AVE, SANDPOINT, ID 83864-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 12, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	2018920194
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	431 S HURON AVE, SANDPOINT, ID 83864-1113
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	TITLEONE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002919
Date	Mar 30, 2022
Instrument	1002919

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	431 S HURON AVE, SANDPOINT, ID 83864-1113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	947500
Date	Oct 23, 2019
Instrument	947500

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 12, 2018
Property Address	431 S HURON AVE, SANDPOINT, ID 83864-1113
Document Number	920194
Map Reference	MB1 PG86
Instrument Date	Apr 12, 2018
Instrument	920194
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S HURON AVE, SANDPOINT, ID 83864-1113

Mortgage

Document Number	920195
Date	Apr 12, 2018
Instrument	920195

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 431 S Huron Ave was $4,609 with a homeowner's exemption, up 11.5% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,609.00 (+11.52%) Homeowner's exemption	$833,991 (-) Land $299,251 Building $534,740	$833,991 (-) Land $299,251 Building $534,740
2025	$4,133.00 Homeowner's exemption	$833,991 Land $299,251 Building $534,740	$833,991 Land $299,251 Building $534,740
2023	$4,061.00 Homeowner's exemption	$884,030 Land $328,166 Building $555,864	$884,030 Land $328,166 Building $555,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 S Huron Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 S Huron Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Huron Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures