Greeley County property record for 431 S Elm St, Spalding, NE 68665
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,556 sqft · built 1973 |
| Lot Size | 0.285 acres (12,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (Jun 1998) |
| Tax Bill | $1,614 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2049-21-0-20010-005-5322 |
| Primary APN | 2049-21-0-20010-005-5322 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 1,556 sqft |
| Finished Basement | 1,595 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,400 sqft (0.285 acres) |
| Lot Dimensions | 124 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 716 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 784 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 431 S ELM ST |
|---|---|
| City | SPALDING |
| State | NE |
| Zip | 68665-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 4-5-6-7 & NO 6 FT LOT 8 BLK 5 FIRSTUNION ADDITION SPALDING VILLAGE |
| Legal Range | 09 |
| Legal Township | 20 |
| Legal Section | 21 |
| Legal Subdivision | ADDITION SPALDING VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 4-8 |
| Jurisdiction | GREELEY NE |
| Township / Civil Division | SPALDING |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 970900 |
431 S Elm St is owned and occupied by two individuals who bought it in June 1998.
Source: Greeley County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 S ELM ST, SPALDING, NE 68665-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 1998 · Amount on File |
| Deed Sale | Jun 15, 1998 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 S Elm St was $1,614.
Source: Greeley County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Greeley County |
| Municipality | Spalding Village |
| Unified School District | Riverside Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,560 (+1.89%) Land $12,225 Building $179,335 | $191,560 (+1.89%) Land $12,225 Building $179,335 | |
| 2025 | $1,614.00 | $188,015 Land $12,225 Building $175,790 | $188,015 Land $12,225 Building $175,790 |
| 2023 | $1,736.00 | $136,295 Land $7,940 Building $128,355 | $136,295 Land $7,940 Building $128,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 S Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPALDING serves 408 people · EPA ID NE3107702 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Stealth Broadband Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Great Plains Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures