431 S E Main St, Rocky Mount, NC 27801 Property Records

Edgecombe County property record for 431 S E Main St, Rocky Mount, NC 27801

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2005
Lot Size	0.351 acres (15,317 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Aug 2022)
Tax Bill	$832 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375968211900`

Property Details

APN / Parcel Number

Primary APN	`375968211900`
Alternative APN	`222850`

Interior

Building Area	1,600 sqft Base Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	15,317 sqft (0.351 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	222850
Street Address	431 SE MAIN ST
City	ROCKY MOUNT
State	NC
Zip	27801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	432-36 S WASH-431 SE MAIN LT 5-11 BULLUCK WHITEHEAD SODEN PROP
Legal Subdivision	BULLUCK WHITEHEAD SODEN S/D
Legal Lot Number	5-11
Jurisdiction	EDGECOMBE NC
Township / Civil Division	12, ROCKY MOUNT
Census Block Group	1
Census Block	1045
Census Tract	20300

Owner

431 S E Main St is owned by a company that bought it in August 2022.

Source: Edgecombe County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	206 W BATTLE AVE, TARBORO, NC 27886-3047
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Book / Page	1764 / 94
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDGECOMBE NC
Recording Date	Aug 23, 2022
Property Address	431 SE MAIN ST, ROCKY MOUNT, NC 27801
Document Number	0017640094
Book / Page	1764 / 94
Map Reference	MB 1 PG 184
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 S HOWELL ST, 404, ROCKY MOUNT, NC 27804-5859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W BATTLE AVE, TARBORO, NC 27886-3047

Mortgage

Document Number	0000176498
Date	Aug 23, 2022
Instrument	1764/98

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 431 S E Main St was $832.

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Edgecombe County
Municipality	Rocky Mount City
Unified School District	Edgecombe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$832.00	$93,457 Land $21,164 Building $72,293
2023		$84,382 (-) Land $17,612 Building $66,770
2022		$84,382 Land $17,612 Building $66,770
2019	$801.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 S E Main St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1985–2020)
Claims Outside the SFHA	7 of 19
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 S E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20