St. Louis County property record for 431 S Clay Ave, Saint Louis, MO 63122
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 1900 |
| Lot Size | 0.255 acres (11,099 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,201 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24M-43-0076 |
| Primary APN | 24M-43-0076 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,099 sqft (0.255 acres) |
| Lot Dimensions | 150 ft deep x 74 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 59 sqft |
| Patio Area | 517 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 S CLAY AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-5807 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 32R4 |
| Legal Description | SECTION 1-44-5 LOC N OF & ADJACENT TO CLAY OAKS CONDO |
| Legal Range | 05 |
| Legal Township | 44 |
| Legal Section | 01 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 218300 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 431 S CLAY AVE, SAINT LOUIS, MO 63122-5807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 3, 2004 |
| Transfer Doc | 0000001076 |
| Record Updated | Oct 29, 2026 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,400 (-) Land $64,010 Building $10,390 | $391,600 (-) Land $336,900 Building $54,700 | |
| 2025 | $4,201.00 (+6.98%) | $74,400 (+19.02%) Land $64,010 Building $10,390 | $391,600 (+19.03%) Land $336,900 Building $54,700 |
| 2024 | $3,927.00 (+1.6%) | ||
| 2023 | $3,865.00 (+2.55%) | $62,510 (+18.08%) Land $41,150 Building $21,360 | $329,000 (+18.09%) Land $216,600 Building $112,400 |
| 2022 | $3,769.00 | $52,940 Land $36,580 Building $16,360 | |
| 2021 | $278,600 Land $192,500 Building $86,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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