431 S Benson Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 431 S Benson Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,441 sqft · built 1890
Lot Size	0.341 acres (14,859 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Dec 2024)
Tax Bill	$18,118 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:139 B:216-A`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:139 B:216-A`
Alternative APNs	`FFLD M:139 B:216-A` `M:139 L:216A X` `6734`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,441 sqft Living Area
Gross Area	6,815 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,859 sqft (0.341 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6734
Street Address	431 S BENSON RD
City	FAIRFIELD
State	CT
Zip	06824-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	216-A
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2011
Census Tract	61500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fairfield Historic District listed 1971 · 75 contributing resources · NRIS 71000897

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

431 S Benson Rd is owned by two individuals who bought it in December 2024.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 FOREST AVE, FAIRFIELD, CT 06824-6573
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
May 22, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 19, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Deed Document Number	20242024-6529
Deed Book / Page	6572 / 1
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 21, 2026
Property Address	431 S BENSON RD, FAIRFIELD, CT 06824-6944
Document Number	006715-121
Book / Page	6715 / 121
Instrument Date	Apr 20, 2026
Instrument	20262154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S BENSON RD, FAIRFIELD, CT 06824-6944
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002154,
Date	Apr 21, 2026
Book Page	6715/121
Instrument	20262154

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	431 S BENSON RD, FAIRFIELD, CT 06824-6944
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006610-172
Date	May 22, 2025
Book Page	6610/172
Instrument	2025-2306

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Jun 1, 2032
Index	1-Year CMT

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Dec 19, 2024
Property Address	431 S BENSON RD, FAIRFIELD, CT 06824-6944
Document Number	00006572-1
Book / Page	6572 / 1
Instrument Date	Dec 16, 2024
Instrument	2024-6529
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 FOREST AVE, FAIRFIELD, CT 06824-6573
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 431 S Benson Rd was $18,118.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,118.00	$638,190 Land $335,090 Building $303,100	$446,733 Land $234,563 Building $212,170
2024	$18,118.00 (+3.2%)
2023	$17,557.00	$638,190 Land $335,090 Building $303,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 S Benson Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 S Benson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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