431 S A St, Elko, NV 89801 Property Records

Elko County property record for 431 S A St, Elko, NV 89801

Property Summary

Property TypeMobile Home
Details1,728 sqft · built 1986
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Feb 2010)
Tax Bill$1,506 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-710-046

Property Details

APN / Parcel Number

Primary APN001-710-046
Alternative APN
  • 001-710-038

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Architectural StyleMobile Home
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage Area616 sqft
Parking Spaces3 Parking Spaces
Storage Building264 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address431 S A ST
CityELKO
StateNV
Zip89801-7625
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeZLI
Legal Description1986 FUQUA 9163 26X66
Legal Range55E
Legal Township34N
Legal Section22
Legal SubdivisionWEST INC
Legal Block3
Legal Lot Number11
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3008
Census Tract951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address431 S A ST, ELKO, NV 89801-7625
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2010 · Amount on Record
Deed SaleFeb 8, 2010 · Amount on Record
Deed Document Number2010622860
Last Transfer DateSep 8, 2021
Transfer Doc0000794427
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateSep 14, 2021
Property Address431 S A ST, ELKO, NV 89801-7625
Document Number0000794427
Instrument DateSep 8, 2021
Instrument794427
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanySTEWART TITLE ELKO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 S A ST, ELKO, NV 89801-7625
InvestorPossibly a Property Investor

Mortgage

Document Number0000794428
DateSep 14, 2021
Instrument794428
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,506.00 (+3.01%)$48,230 (-1.53%) Land $18,725 Building $29,505$137,800 (-1.53%) Land $53,500 Building $84,300
2025$1,462.00 (+2.96%)$48,979 (+29.43%) Land $18,725 Building $30,254$139,940 (+29.43%) Land $53,500 Building $86,440
2024$1,420.00 (+9.15%)
2023$1,301.00 (+3.01%)$37,842 (+9.16%) Land $8,470 Building $29,372$108,120 (+9.16%) Land $24,200 Building $83,920
2022$1,263.00$34,668 Land $8,470 Building $26,198$99,051 Land $24,200 Building $74,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 88% of Nevada
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito Media
Fiber · Cable
1,000 / 1,000
White Cloud Communications
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Rise Broadband, Verizon.

Nearby Properties on S A St

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