431 S 86th St, Milwaukee, WI 53214 Property Records

Milwaukee County property record for 431 S 86th St, Milwaukee, WI 53214

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,328 sqft · built 1917
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jan 2023)
Tax Bill$6,409 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN417-1130-000

Property Details

APN / Parcel Number

Primary APN417-1130-000
Alternative APNs
  • 0041711300005
  • 004171130000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units2 Units
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area790 sqft
Upper Floors Area538 sqft
Basement Area790 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area3,500 sqft (0.08 acres)
Garage TypeDetached
Garage Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address431 S 86TH ST
CityMILWAUKEE
StateWI
Zip53214-1320
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRT3
Legal DescriptionCONRADS STATE FAIR HEIGHTS IN NW 1/4 SEC 33-7-21 BLOCK 3 LOT 10
Legal Range21E
Legal Township07N
Legal Section33
Legal SubdivisionCONRADS STATE FAIR HEIGHTS
Legal Block3
Legal Lot Number10
JurisdictionMILWAUKEE WI
Township / Civil DivisionMILWAUKEE
Census Block Group2
Census Block2015
Census Tract12800

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 S 86TH ST, MILWAUKEE, WI 53214-1320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 2, 2021Warranty Deed, Transfer · Conventional Mortgage
SUMMIT CU
Apr 21, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BANK OF DEERFIELD
Mar 15, 2021Personal Representative Deed, Transfer · Stand-Alone First Mortgage
BANK OF DEERFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2023 · Amount on Record
Deed SaleJan 26, 2023 · Amount on Record
Prior SaleSep 2, 2021 · Amount on Record
Deed Document Number202311314272
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateJan 26, 2023
Property Address431 S 86TH ST, MILWAUKEE, WI 53214-1320
Document Number0011314272
Instrument DateJan 12, 2023
Instrument11314272
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 S 86TH ST, MILWAUKEE, WI 53214-1320

Mortgage

Document Number0011314273
DateJan 26, 2023
Instrument11314273
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateSep 2, 2021
Property Address431 S 86TH ST, MILWAUKEE, WI 53214-1320
Document Number0011158496
Instrument DateJul 19, 2021
Instrument11158496
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$703.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 S 86TH ST, MILWAUKEE, WI 53214-1320

Mortgage

Document Number0011158497
DateSep 2, 2021
Instrument11158497
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate8.25%

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILWAUKEE WI
Recording DateApr 21, 2021
Property Address431 S 86TH ST, MILWAUKEE, WI 53214-1320
Document Number0011105208
Instrument DateApr 5, 2021
Instrument11105208
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
Tax$156.60
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2335 S PARKSIDE DR, NEW BERLIN, WI 53151-2957

Mortgage

Document Number0011105209
DateApr 21, 2021
Instrument11105209
Lender
NameBANK OF DEERFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMILWAUKEE WI
Recording DateMar 15, 2021
Property Address431 S 86TH ST, MILWAUKEE, WI 53214-1320
Document Number0011090046
Instrument DateFeb 26, 2021
Instrument11090046
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$393.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15350 W NAIONAL AVE #212 # 212, 212, NEW BERLIN, WI 53151-5158

Mortgage

Document Number0011090047
DateMar 15, 2021
Instrument11090047
Lender
NameBANK OF DEERFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityMilwaukee City
Unified School DistrictMilwaukee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,409.00 (+38.33%)$309,400 (+92.29%) Land $30,400 Building $279,000
2024$4,633.00 (+57.85%)
2023$193,300 (+20.14%)
2022$2,935.00$160,900 Land $18,100 Building $142,800$160,900 Land $18,100 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILWAUKEE WATERWORKS
serves 626,000 people · EPA ID WI2410100
Water SourceSurface water
Last State InspectionFeb 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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