431 Ruskin Loop, Hernando, MS 38632 Property Records

DeSoto County property record for 431 Ruskin Loop, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2022
Square Footage	3,748 sqft Adjusted Area
Lot Size	12,090 sqft (0.277 acres)
Occupancy	Owner Occupied
Tax Bill	$4,309.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-27-0-00061-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,748 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	12,090 sqft (0.277 acres)

Location & Zoning

Street Address	431 RUSKIN LOOP
City	HERNANDO
State	MS
Zip	38632-1028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSSROADS PHASE 2 LOT 61
Legal Subdivision	CROSSROADS PH 2
Legal Phase	2
Legal Lot Number	61
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1017
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-01-27-0-00061-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	431 RUSKIN LOOP, HERNANDO, MS 38632-1028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2023
Deed Sale	Jan 26, 2023
Deed Doc Number	0001023688
Deed Book / Page	1023 / 688
Record Refreshed	Jun 08, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 26, 2023
Property Address	431 RUSKIN LOOP, HERNANDO, MS 38632-1028
Document Number	001023/688
Book / Page	1023 / 688
Map Reference	MB 134 PG 44
Instrument Date	Jan 20, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 04, 2023
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1030 E US HIGHWAY 377, GRANBURY, TX 76048-1456

Mortgage

Document Number	0056602467
Date	Jan 26, 2023
Instrument	5660/2467

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,309.00 (+689.19%)	$39,570 (+904.82%) Land $3,500 Building $36,070	$395,704 (+1,407.44%) Land $35,000 Building $360,704
2023	$546.00	$3,938	$26,250 Land $26,250