Polk County property record for 431 Rochester Loop, Davenport, FL 33897 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,921 sqft Living Area |
| Lot Size | 6,621 sqft (0.152 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2015) |
| Tax Bill | $1,706.00 (2025) |
| Primary APN | 26-25-12-488054-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,921 sqft Living Area |
| Gross Area | 2,340 sqft Gross Area |
| 1st Floor | 1,921 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached Garage |
| Garage Area | 419 sqft Garage |
| Pool Area | 392 sqft Pool |
| Porch Area | 37 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 431 ROCHESTER LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-8532 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 29 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | LAKE DAVENPORT ESTATES WEST PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 488054 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Minor Civil Division | HAINES CITY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 12415 |
Source: Polk County records · APN 26-25-12-488054-000290
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 ROCHESTER LOOP, DAVENPORT, FL 33897-8532 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 27, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2015 · Amount on Record |
| Deed Sale | Oct 22, 2015 · Amount on Record |
| Prior Sale | Oct 07, 2003 · Amount on Record |
| Deed Doc Number | 2015192170 |
| Deed Book / Page | 9658 / 1492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 431 ROCHESTER LOOP, DAVENPORT, FL 33897-8532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 431 ROCHESTER LOOP, DAVENPORT, FL 33897-8532 |
| Document Number | 0000039250 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 11582/321 |
| Instrument | 2021039250 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Nov 04, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 431 ROCHESTER LOOP, DAVENPORT, FL 33897-8532 |
| Document Number | 0105840916 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 431 ROCHESTER LOOP DAVENPORT FL 338978532, DAVENPORT, FL 33897-8532 |
| Document Number | 0105840916 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 010584/000916 |
| Instrument | 175753 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 16, 2045 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 (-21.27%) Homeowner's exemption | $172,182 (+5.99%) | $314,936 (+2.82%) Land $50,000 Building $264,936 |
| 2023 | $2,167.00 (+4.13%) Homeowner's exemption | $162,455 (+3%) | $306,302 (+16.92%) Land $48,000 Building $258,302 |
| 2022 | $2,081.00 Homeowner's exemption | $157,723 | $261,985 Land $40,000 Building $221,985 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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