431 Riverview Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 431 Riverview Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1976
Square Footage	2,530 sqft Living Area
Lot Size	4,225 sqft (0.097 acres)
Last Sale	$1,117,800 (2013)
Tax Bill	$18,125.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`035-121-32`
Alternative APN	`035-121-32-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,530 sqft Living Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood Construction
Roof Material	Wood Shingle Roof
Lot Area	4,225 sqft (0.097 acres)
Deck Area	598 sqft Deck
Patio Area	598 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	431 RIVERVIEW AVE
City	CAPITOLA
State	CA
Zip	95010-2757
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA 06
Legal Block	7
Legal Lot Number	63,70
Jurisdiction	SANTA CRUZ CA
Minor Civil Division	SANTA CRUZ
Census Blockgroup	2
Census Block	2003
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 035-121-32

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1678 COTTLE AVE, SAN JOSE, CA 95125-3809
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2013 · Amount on Record
Deed Sale	Sep 10, 2013 · Amount on Record
Prior Sale	Oct 20, 2006 · Amount on Record
Deed Doc Number	201344828
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000040229
Record Refreshed	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2021
Property Address	431 RIVERVIEW AVE, CAPITOLA, CA 95010-2757
Document Number	0000040229
Map Reference	VOL 18 PG 36
Instrument Date	Jul 12, 2021
Instrument	2021-0040229
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	NOT AVAILABLE, FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	1678 COTTLE AVE, SAN JOSE, CA 95125-3809

Mortgage

Document Number	0000040230
Date	Jul 30, 2021
Instrument	2021-0040230

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,456 (+2%) Land $875,266 Building $625,190
2025	$18,125.00 (+9.37%)	$1,471,036 (+4.04%) Land $858,104 Building $612,932
2023	$16,572.00 (+1.02%)	$1,413,914 Land $824,784 Building $589,130	$1,943,820
2022	$16,404.00

Flood & Wildfire

431 Riverview Ave is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood Zone	Zone AE regulatory floodway (1% zone; no fill or obstruction)
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Old Riverview Historic District listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.