431 Rivertree Ln, Winston Salem, NC 27103 Property Records

Forsyth County property record for 431 Rivertree Ln, Winston Salem, NC 27103

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,054 sqft · built 1998
Owner	Individual Name on File
Last Sale	$192,500 (Feb 2024)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Feb 2024 Sale Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6814-71-4198.00`

Property Details

APN / Parcel Number

Primary APN	`6814-71-4198.00`
Alternative APNs	`6814714198000` `6325431`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Width	1 ft Width
Terrain	Other
Porch	Open Porch
Porch Area	63 sqft
Utility Building	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	6325431
Street Address	431 RIVERTREE LN
City	WINSTON SALEM
State	NC
Zip	27103-6962
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM8-S
Legal Description	LO:431 BL:6325
Legal Subdivision	BURKE CREEK CONDOS
Legal Block	6325
Legal Lot Number	431
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	2
Census Block	2010
Census Tract	3803

Owner

431 Rivertree Ln, a condominium, is owned and occupied by an individual who bought it in February 2024.

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Sep 28, 2021	Warranty Deed, Transfer
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 20, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	0037931858
Deed Book / Page	3793 / 1858
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Feb 16, 2024
Property Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962
Document Number	0037931858
Book / Page	3793 / 1858
Map Reference	MB 5 PG 39&40
Instrument Date	Feb 12, 2024
Instrument	2024004941
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Sep 28, 2021
Property Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962
Document Number	0036434030
Book / Page	3643 / 4030
Map Reference	MB 5 PG 39&40
Instrument Date	Sep 16, 2021
Instrument	2021052899
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 FAIRWAY DR, 157, BERMUDA RUN, NC 27006-9588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Sep 28, 2020
Property Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962
Document Number	0035544490
Book / Page	3554 / 4490
Map Reference	MB 5 PG 39&40
Instrument Date	Sep 21, 2020
Instrument	2020043241
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2403 HARTFIELD CIR, 2403, WINSTON SALEM, NC 27103-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962

Mortgage

Document Number	2020043242
Date	Sep 28, 2020
Instrument	2020043242

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH NC
Recording Date	Mar 20, 2017
Property Address	431 RIVERTREE LN, WINSTON SALEM, NC 27103-6962
Document Number	0033371642
Book / Page	003337 / 001642
Instrument Date	Mar 16, 2017
Instrument	10306
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 RIVERTREE LN WINSTON SALEM NC 271036962, WINSTON SALEM, NC 27103-6962

Tax Assessment & Valuation

The 2025 property tax bill for 431 Rivertree Ln was $2,132.

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00	$193,500 Land $31,000 Building $162,500	$193,500 Land $31,000 Building $162,500
2023	$1,171.00	$87,500 Land $17,000 Building $70,500	$87,500 Land $17,000 Building $70,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 Rivertree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Rivertree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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