431 Riverland Rd SE, Roanoke, VA 24014 Property Records

Roanoke City property record for 431 Riverland Rd SE, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,700 sqft · built 1910
Lot Size	0.173 acres (7,549 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jan 2026)
Tax Bill	$3,195 (2026)
Deeds & Mortgages	May 2025 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`403-1108`

Property Details

APN / Parcel Number

Primary APN	`403-1108`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,549 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Porch
Porch Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam

Location & Zoning

Street Address	431 RIVERLAND RD SE
City	ROANOKE
State	VA
Zip	24014-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LOT 21 BLK 23 R G & W
Legal Block	23
Legal Lot Number	21
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	1
Census Block	1016
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverland Historic District listed 2013 · 192 contributing resources · NRIS 13000646

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Roanoke City records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4119 FRANKLIN RD # A, A, ROANOKE, VA 24018-5703
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Deed of Trust, Mortgage · Line of Credit SELECT BANK
Jan 16, 2026	Special Warranty Deed, Transfer PHEAT LLC
Nov 21, 2023	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	260000563
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	431 RIVERLAND RD SE, ROANOKE, VA 24014-1231
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE TITLE & STLMT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 APRIL LN, ROANOKE, VA 24012-7048

Mortgage

Document Number	0000004003
Date	May 9, 2025
Instrument	250004003

Lender

Name	SELECT BANK
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Jan 16, 2026
Property Address	431 RIVERLAND RD SE, ROANOKE, VA 24014-1231
Document Number	0000000563
Instrument Date	Jan 15, 2026
Instrument	260000563
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$265.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 FRANKLIN RD # A, A, ROANOKE, VA 24018-5703

Mortgage

Document Number	0000000567
Date	Jan 16, 2026
Instrument	260000567

Lender

Name	PHEAT LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000000565
Date	Jan 16, 2026
Instrument	260000565

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union
Address	ROANOKE, VA 24013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Nov 21, 2023
Property Address	431 RIVERLAND RD SE, ROANOKE, VA 24014-1231
Document Number	0000009319
Instrument Date	Nov 15, 2023
Instrument	230009319
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$61.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 APRIL LN, ROANOKE, VA 24012-7048

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,195.00 (-6.25%)	$261,900 (-) Land $37,300 Building $224,600	$261,900 (-) Land $37,300 Building $224,600
2025	$3,408.00 (+238.77%)	$261,900 (+217.45%) Land $37,300 Building $224,600	$261,900 (+217.45%) Land $37,300 Building $224,600
2023	$1,006.00	$82,500 Land $26,800 Building $55,700	$82,500 Land $26,800 Building $55,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	132 (1978–2018)
Claims Outside the SFHA	21 of 132
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 17 claims Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 5 claims Severe Storms & Flooding, Apr 1992 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on Riverland Rd SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures