Cumberland County and Windham Town property record for 431 River Rd, Windham, ME 04062 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1966 |
| Square Footage | 1,276 sqft Living Area |
| Lot Size | 43,081 sqft (0.989 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,416.00 (2025) |
| Primary APN | 040010B 000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 3,150 sqft Gross Area |
| 1st Floor | 1,276 sqft 1st Floor |
| Basement Area | 1,276 sqft Basement |
| Unfinished Basement | 977 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,081 sqft (0.989 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | B7004R |
|---|---|
| Street Address | 431 RIVER RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062-4203 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | B |
| Jurisdiction | WINDHAM ME |
| Minor Civil Division | WINDHAM |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 4803 |
Source: Cumberland County and Windham Town records · APN 040010B 000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 RIVER RD, WINDHAM, ME 04062-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 431 RIVER RD, WINDHAM, ME 04062-4203 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0381490148 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 38149/148 |
| Instrument | 31742 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 431 RIVER RD, WINDHAM, ME 04062-4203 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0401460224 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 40146/224 |
| Instrument | 16327 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County and Windham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,416.00 (+5.14%) | $366,200 (-) Land $134,900 Building $231,300 |
| 2024 | $4,200.00 (+8.58%) | $366,200 (+6.02%) Land $134,900 Building $231,300 |
| 2023 | $3,868.00 (+8.65%) | $345,400 (+12.65%) Land $125,500 Building $219,900 |
| 2022 | $3,560.00 | $306,600 Land $111,200 Building $195,400 |
431 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cumberland County (23005C), updated June 3, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Listed Area | Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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