San Jacinto County property record for 431 Ridgewood Dr, Shepherd, TX 77371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,171 sqft · built 1993 |
| Lot Size | 2.62 acres (114,127 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,100 (May 2026) |
| Tax Bill | $8,086 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7001-000-0610 |
| Primary APN | 7001-000-0610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,171 sqft Living Area |
| 1st Floor Area | 3,171 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Material | Other |
| Lot Area | 114,127 sqft (2.62 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 128 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7001-000-0610 |
|---|---|
| Street Address | 431 RIDGEWOOD DR |
| City | SHEPHERD |
| State | TX |
| Zip | 77371-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAGSDALE SPRINGS, LOT 61, ACRES 2.62 |
| Legal Subdivision | RAGSDALE SPRINGS |
| Legal Block | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN JACINTO TX |
| Township / Civil Division | SHEPHERD-EVERGREEN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 200104 |
Source: San Jacinto County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| May 29, 2026 | Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| May 29, 2026 | Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jun 9, 2015 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2015 · Amount on Record |
| Deed Document Number | 20262996 |
| Deed Book / Page | 2026 / 17415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Property Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020193756 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 20193756 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FRIENDSWOOD, TX 77546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 26, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Recording Date | May 29, 2026 |
| Property Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Document Number | 0000002996 |
| Book / Page | 2026 / 17415 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262996 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | EASTEX TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Document Number | 0000002997, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20262997 |
| Name | NETWORK FUNDING LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Recording Date | May 29, 2026 |
| Property Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Document Number | 0020262996 |
| Book / Page | 2026 / 17415 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262996 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | EASTEX TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Document Number | 0000002997, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20262997 |
| Name | NETWORK FUNDING LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Property Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20193756 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 20193756 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FRIENDSWOOD, TX 77546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 26, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Recording Date | Jun 9, 2015 |
| Property Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Document Number | 2015002720 |
| Map Reference | MB 128 PG 67 |
| Instrument Date | Jun 8, 2015 |
| Instrument | 2015002720 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 RIDGEWOOD DR, SHEPHERD, TX 77371-2541 |
| Document Number | 2015002721 |
|---|---|
| Date | Jun 9, 2015 |
| Instrument | 2015002721 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2045 |
Source: San Jacinto County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | San Jacinto County |
| Municipality | Shepherd City |
| Unified School District | Shepherd Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,086.00 (+79.69%) Homeowner's exemption | $471,439 (+16.12%) | $522,230 (+28.63%) Land $68,640 Building $453,590 |
| 2023 | $405,980 Land $26,200 Building $379,780 | $405,980 Land $26,200 Building $379,780 | |
| 2022 | $4,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHEPHERD serves 3,411 people · EPA ID TX2040001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Feb 2022 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Starlink Satellite | 280 / 30 |
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