431 Richmond St, Evans, GA 30809 Property Records

Columbia County property record for 431 Richmond St, Evans, GA 30809

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,767 sqft · built 2008
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Oct 2025)
Tax Bill$3,523 (2026)
Deeds & MortgagesJun 2023 Second Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN065A895

Property Details

APN / Parcel Number

Primary APN065A895

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,767 sqft Finished Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address431 RICHMOND ST
CityEVANS
StateGA
Zip30809-5479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK O LOT 24 0.28 AC; HIGHGROVE@WILLIAMSBURG V
Legal SubdivisionHIGHGROVE@WILLIAMSBURG V
Legal BlockO
Legal Lot Number24
JurisdictionCOLUMBIA GA
Township / Civil DivisionEVANS
Census Block Group5
Census Block5002
Census Tract30308

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address431 RICHMOND ST, EVANS, GA 30809-5479
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWER FEDERAL CREDIT UNION
Oct 20, 2025Warranty Deed, Transfer
SOUTHSTATE BANK
Dec 3, 2020Deed of Trust, Mortgage · Conventional with PMI
QUEENSBOROUGH NAT'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleMar 11, 2008 · Amount on Record
Deed Book / Page15824 / 74
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA GA
Property Address431 RICHMOND ST, EVANS, GA 30809-5479
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 RICHMOND ST, EVANS, GA 30809-5479
InvestorPossibly a Property Investor

Mortgage

Document Number0014794/37
DateJun 29, 2023
Book Page0000014794/0000000037
Lender
NameTOWER FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2033

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA GA
Recording DateOct 20, 2025
Property Address431 RICHMOND ST, EVANS, GA 30809-5479
Document Number0015824/74
Book / Page15824 / 74
Instrument DateOct 17, 2025
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.95
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 RICHMOND ST, EVANS, GA 30809-5479

Mortgage

Document Number0001582477
DateOct 20, 2025
Instrument15824/77
Lender
NameSOUTHSTATE BANK
Agreement
AmountAmount Recorded
Term351 Months
DueJan 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA GA
Property Address431 RICHMOND ST, EVANS, GA 30809-5479
Document Number3079/0020
Instrument DateDec 3, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 RICHMOND ST EVANS GA 308095479, EVANS, GA 30809-5479

Mortgage

Document Number3079/0020
DateDec 10, 2020
Book Page013079/000020
Lender
NameQUEENSBOROUGH NAT'L BK&TR
TypeBank
AddressMARTINEZ, GA 30907
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 9, 2050

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,523.00 (-2.08%)$155,472 (+3.35%) Land $28,704 Building $126,768$388,681 (+3.35%) Land $71,760 Building $316,921
2025$3,598.00 (+13.72%) Additional exemption filed$150,427 (+6.24%) Land $29,404 Building $121,023$376,067 (+6.24%) Land $73,510 Building $302,557
2023$3,164.00 (+0.73%) Homeowner's exemption$141,593 (+17.4%) Land $26,804 Building $114,789$353,982 (+17.4%) Land $67,010 Building $286,972
2022$3,141.00 Homeowner's exemption$120,610 Land $23,804 Building $96,806$301,524 Land $59,510 Building $242,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBIA COUNTY
serves 124,763 people · EPA ID GA0730000
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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