431 Regency Cir, Vacaville, CA 95687 Property Records

Solano County property record for 431 Regency Cir, Vacaville, CA 95687

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,965 sqft · built 1989
Lot Size	0.116 acres (5,057 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (May 2022)
Tax Bill	$8,498 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0135-642-150`

Property Details

APN / Parcel Number

Primary APN	`0135-642-150`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,965 sqft Living Area
1st Floor Area	969 sqft
2nd Floor Area	922 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,057 sqft (0.116 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 REGENCY CIR
City	VACAVILLE
State	CA
Zip	95687-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	REGENCY PARK (AMENDED) 2 SUB LOT 39
Legal Subdivision	REGENCY PARK (AMENDED) 2
Legal Lot Number	39
Legal Unit	2
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	1
Census Block	1010
Census Tract	252912

Owner

431 Regency Cir is owned and occupied by an individual who bought it in May 2022.

Source: Solano County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 22, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Jan 22, 2020 · Amount on File
Deed Document Number	202234910
Prior Transfer Date	Jan 24, 2013
Prior Transfer Doc	0000010538
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	May 16, 2022
Property Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617
Document Number	0000034910
Map Reference	MB 54 PG 57
Instrument Date	May 12, 2022
Instrument	202200034910
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034911
Date	May 16, 2022
Instrument	202200034911

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617

Mortgage

Document Number	0000122266
Date	Dec 31, 2020
Instrument	202000122266

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Jan 22, 2020
Property Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617
Document Number	0000005678
Map Reference	MB 54 PG 57
Instrument Date	Jan 17, 2020
Instrument	202000005678
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 REGENCY CIR, VACAVILLE, CA 95687-4617

Mortgage

Document Number	0000005679
Date	Jan 22, 2020
Instrument	202000005679

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 431 Regency Cir was $8,498, up % from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,053 (+2%) Land $194,837 Building $541,216
2025	$8,498.00 (+0.02%)	$721,621 Land $191,017 Building $530,604
2024	$8,496.00 (+2.53%)
2023	$8,286.00 (+56.05%)	$693,600 Land $183,600 Building $510,000	$637,560
2022	$5,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Regency Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 Regency Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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