431 Regency Bend, Delaware, OH 43015 Property Records

Delaware County property record for 431 Regency Bend, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,198 sqft · built 2022
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on File
Last Sale	$652,600 (Jun 2023)
Tax Bill	$12,454 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`319-110-21-012-000`

Property Details

APN / Parcel Number

Primary APN	`319-110-21-012-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,198 sqft Living Area
Gross Area	5,418 sqft
1st Floor Area	1,580 sqft
Upper Floors Area	1,618 sqft
Basement Area	1,580 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Lot Area	24,002 sqft (0.551 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	431 REGENCY BND
City	DELAWARE
State	OH
Zip	43015-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6650 OLENTANGY FALLS EAST SEC 5
Legal Subdivision	OLENTANGY FALLS EAST SEC 5
Legal Lot Number	6650
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3031
Census Tract	12100

Owner

Source: Delaware County assessment roll, APN 319-110-21-012-000, as of May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 REGENCY BND, DELAWARE, OH 43015-4383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2023 · Amount on Record
Deed Sale	Jun 09, 2023 · Amount on Record
Deed Document Number	202311954
Deed Book / Page	2036 / 1749
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 09, 2023
Property Address	431 REGENCY BND, DELAWARE, OH 43015-4383
Document Number	0000011954
Book / Page	2036 / 1749
Map Reference	CAB 5 SL 693
Instrument Date	May 08, 2023
Instrument	202300011954
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	MIDSTATE TITLE AGENCY LLC, MIDWEST HOME TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	431 REGENCY BND, DELAWARE, OH 43015-4383

Mortgage

Document Number	0000011955
Date	Jun 09, 2023
Instrument	202300011955

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	Other
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Delaware County assessment roll as of May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,454.00 (+7.66%)	$214,900 (-) Land $50,750 Building $164,150	$614,000 (-) Land $145,000 Building $469,000
2024	$11,568.00 (+26.95%) Homeowner's exemption	$214,900 (+31.31%) Land $50,750 Building $164,150
2023	$9,112.00 (+242.81%)	$163,660 (+372.32%) Land $50,750 Building $112,910	$614,000 (+520.2%) Land $145,000 Building $469,000
2022	$2,658.00	$34,650 Land $34,650
2020			$99,000 Land $99,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), as of June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410121003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 54 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH2101412, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.