431 Ray St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 431 Ray St, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,399 sqft · built 1929
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$300,760 (May 2004)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`54-316-00-0063`

Property Details

APN / Parcel Number

Primary APN	`54-316-00-0063`
Alternative APNs	`2009-54-316-00-0063-0` `54316000063000000000` `282009 54.-316-63` `54316 00630`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,399 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	594 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Wood Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	25 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54316 00630
Street Address	431 RAY ST
City	FREEPORT
State	NY
Zip	11520-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63-64
Legal Block	316
Legal Lot Number	63-64
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2014
Census Tract	414501

Owner

431 Ray St is owned and occupied by an individual who acquired it in December 2018.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	431 RAY ST, FREEPORT, NY 11520-5228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2004 · Amount on File
Deed Sale	May 4, 2004 · Amount on File
Prior Sale	Sep 14, 1999 · Amount on File
Deed Book / Page	11776 / 519
Last Transfer Date	Dec 13, 2018
Transfer Doc	0137920752
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU NY
Recording Date	Apr 18, 2019
Property Address	431 RAY ST, FREEPORT, NY 11520-5228
Document Number	0137920752
Book / Page	013792 / 000752
Instrument Date	Dec 13, 2018
Instrument	33284
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 RAY ST FREEPORT NY 115205228, FREEPORT, NY 11520-5228

Tax Assessment & Valuation

The 2025 property tax bill for 431 Ray St was $6,973 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365 (-) Land $174 Building $191	$365,000 (-)
2025	$6,973.00 Senior Citizen's exemption	$365 Land $174 Building $191	$365,000
2023	$6,343.00 Homeowner's exemption	$365 Land $174 Building $191	$365,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Ray St in Zone X, an area of minimal flood risk, though there have been 391 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	391 (1979–2024)
Claims Outside the SFHA	41 of 391
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 166 claims Hurricane Irene, Aug 2011 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 Ray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20