431 Prospect Ave, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 431 Prospect Ave, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage1,440 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
GarageDetached, 432 sqft
Last Sale$125,000 (2022)
Tax Bill$2,647.00 (2025)

Property Details

APN / Parcel Number

Primary APN041200 94.050-3-31
Alternative APNs
  • 120009405000030310000000
  • 041555

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,440 sqft Living Area
1st Floor720 sqft 1st Floor
2nd Floor720 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,500 sqft (0.172 acres)
Depth X Width150 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area432 sqft Garage
Porch Area270 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number041555
Street Address431 PROSPECT AVE
CityOLEAN
StateNY
Zip14760-2849
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number31.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup1
Census Block1000
Census Tract961800

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.050-3-31

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address610 HOOP ST, OLEAN, NY 14760-2918
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
OLEAN AREA FCU
Apr 30, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleApr 30, 2018 · Amount on Record
Deed Doc Number202218233
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateJun 24, 2022
Property Address431 PROSPECT AVE, OLEAN, NY 14760-2849
Document Number0000018233
Instrument DateJun 23, 2022
Instrument202218233
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 HOOP ST, OLEAN, NY 14760-2918

Mortgage

Document Number0000018234
DateJun 24, 2022
Instrument202218234
Lender
NameOLEAN AREA FCU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 01, 2032
Max Rate At Change3%
Index1-Year CMT
Margin3

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATTARAUGUS NY
Recording DateApr 30, 2018
Property Address431 PROSPECT AVE, OLEAN, NY 14760-2849
Document Number0295533001
Book / Page029553 / 003001
Instrument DateApr 27, 2018
Transaction TypeTransfer
Record UpdatedJul 02, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TERRACE ST WARREN PA 163651663, WARREN, PA 16365-1663

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,647.00 (+1.61%)$69,000 (-) Land $13,800 Building $55,200$97,183 (+9.86%) Land $19,437 Building $77,746
2024$2,605.00
2023$69,000 Land $13,800 Building $55,200$88,462 Land $17,692 Building $70,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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