Kendall County property record for 431 Prairieview Dr, Oswego, IL 60543 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 1993 |
| Lot Size | 0.132 acres (5,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jun 2006) |
| Tax Bill | $5,769 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-176-086 |
| Primary APN | 03-20-176-086 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,746 sqft |
| 1st Floor Area | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,730 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 431 PRAIRIEVIEW DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 155 LAKE VIEW ESTATE UNIT 2 LYG SW LN DRWN PAR 40.7 SWLY NE COR(EXC ROW TAKEN 12-08132) VILLAGE OF OSWEGO |
| Legal Subdivision | LAKE VIEW ESTATE |
| Legal Lot Number | 155 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 890106 |
Source: Kendall County records · APN 03-20-176-086
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Mar 01, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2006 · Amount on Record |
| Deed Sale | Jun 26, 2006 · Amount on Record |
| Prior Sale | Dec 27, 2002 · Amount on Record |
| Deed Document Number | 200619025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 25, 2026 |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Document Number | 0000009113 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 20269113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Document Number | 0000009113, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20269113 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 15, 2026 |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Document Number | 0000010240 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202610240 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Document Number | 0000010240, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202610240 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000011860 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 202500011860 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Document Number | 0000009133 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 202300009133 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2043 |
| Rate | 9.35% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Document Number | 0000003993 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 202200003993 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 25, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000011918 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 202100011918 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 431 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011273 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 201900011273 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 31, 2039 |
| Rate | 8.29% |
|---|
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,618 (+40.39%) Land $13,535 Building $79,083 | $277,854 (+40.39%) Land $40,605 Building $237,249 | |
| 2024 | $5,769.00 | ||
| 2022 | $65,971 Land $9,641 Building $56,330 | $197,913 Land $28,923 Building $168,990 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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