Palm Beach County property record for 431 Pine Tree Ct, Lake Worth, FL 33462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,028 sqft · built 2005 |
| Lot Size | 0.194 acres (8,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Dec 2021) |
| Tax Bill | $12,685 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-42-44-36-35-000-0270 |
| Primary APN | 02-42-44-36-35-000-0270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,028 sqft Living Area |
| Gross Area | 4,275 sqft |
| 1st Floor Area | 2,334 sqft |
| Upper Floors Area | 694 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 8,455 sqft (0.194 acres) |
| Lot Dimensions | 136 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Area | 87 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 654 sqft |
| Patio Area | 515 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 431 PINE TREE CT |
|---|---|
| City | LAKE WORTH |
| State | FL |
| Zip | 33462-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | PL NO 20 CITY OF ATLANTIS LT 27 |
| Legal Range | 42E |
| Legal Township | 44S |
| Legal Section | 36 |
| Legal Subdivision | PL NO 20 CITY OF ATLANTIS |
| Legal Lot Number | 27 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | LAKE WORTH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4902 |
Source: Palm Beach County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 20, 2021 | Deed of Trust, Mortgage · Balloon Mortgage SCOTT MCCLURE ETUX |
| Jan 31, 2022 | Trustee's Deed, Foreclosure |
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage NEWFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on Record |
| Deed Sale | Dec 3, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2017 · Amount on Record |
| Deed Document Number | 2021550918 |
| Deed Book / Page | 33102 / 1637 |
| Prior Transfer Date | Jul 29, 2005 |
| Prior Transfer Doc | 0190551816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 431 PINE TREE CT, LAKE WORTH, FL 33462-1217 |
| Investor | Possibly a Property Investor |
| Document Number | 0323220700 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 32322/700 |
| Instrument | 20210135866 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Document Number | 0324010775 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 32401/775 |
| Instrument | 20210177912 |
| Name | SCOTT MCCLURE ETUX |
|---|---|
| Type | Private Party |
| Address | 2419 COVENTRY AVE, LAKELAND, FL 33803 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 14, 2022 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jan 31, 2022 |
| Property Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Document Number | 0332661148 |
| Book / Page | 33266 / 1148 |
| Map Reference | MB 28 PG 147 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 20220046323 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,441.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5301 N FEDERAL HWY STE 190, 190, BOCA RATON, FL 33487-4918 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Document Number | 0331021637 |
| Book / Page | 33102 / 1637 |
| Map Reference | MB 94 PG 196 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 20210550918 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | DELRAY BEACH TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Name | Verified Name |
|---|---|
| Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Document Number | 0331021639 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 33102/1639 |
| Instrument | 20210550919 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0311941598 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 31194/1598 |
| Instrument | 20200040256 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Aug 21, 2017 |
| Property Address | 431 PINE TREE CT, ATLANTIS, FL 33462-1217 |
| Document Number | 0293041016 |
| Book / Page | 029304 / 001016 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 303336 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | DELRAY BCH TITLE COMPANY, DELRAY BCH TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10116 COBBLESTONE CREEK DR BOYNTON BEACH FL 334724459, BOYNTON BEACH, FL 33472-4459 |
| Document Number | 293041018 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 029304/001018 |
| Instrument | 303337 |
| Name | NEWFI LNDG |
|---|---|
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
| Document Number | 293041031, |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 029304/001031 |
| Instrument | 303338 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | BOCA RATON, FL 33432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantis City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,685.00 (-2.82%) Homeowner's exemption | $660,401 (-16.31%) | $660,401 (-16.31%) Land $168,439 Building $491,962 |
| 2024 | $13,053.00 (-12.01%) | ||
| 2023 | $14,834.00 (+7.24%) Homeowner's exemption | $789,082 (+20.63%) Land $187,881 Building $601,201 | $789,082 (+20.63%) Land $187,881 Building $601,201 |
| 2022 | $13,833.00 | $654,158 Land $170,812 Building $483,346 | $654,158 Land $170,812 Building $483,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 128 units insured incl. 54 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATLANTIS private · serves 3,000 people · EPA ID FL4500068 |
|---|---|
| Water Source | Purchased groundwater from PALM BEACH COUNTY WATER UTILITIES |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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