431 Pine St, Sandpoint, ID 83864 Property Records

Bonner County property record for 431 Pine St, Sandpoint, ID 83864 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	1,716 sqft Finished Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$163,700 (2008)
Tax Bill	$1,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`RPS024300A0090A`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,716 sqft Finished Area
1st Floor	1,716 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Exterior Material	Concrete Exterior
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Built-in Garage

Utilities and HVAC

Cooling System	None Cooling
Heating System	Wood Furnace Heating
Heating Fuel	Wood Heating Fuel

Location & Zoning

Street Address	431 PINE ST
City	SANDPOINT
State	ID
Zip	83864-1348
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	22-57N-2W LAWS ADDN BLK A LOT 9
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	LAWS ADDN
Legal Block	A
Legal Lot Number	9
Jurisdiction	BONNER ID
Minor Civil Division	SANDPOINT
Census Blockgroup	2
Census Block	2056
Census Tract	950300

Owner

Source: Bonner County records · APN RPS024300A0090A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 PINE ST, SANDPOINT, ID 83864-1348
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2008 · Amount on Record
Deed Sale	Oct 31, 2008 · Amount on Record
Deed Doc Number	2008761522
Record Refreshed	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	431 PINE ST, SANDPOINT, ID 83864-1348
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000999983
Date	Feb 02, 2022
Instrument	999983

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,175 (-3.39%)	$418,175 (-3.39%)
2025	$1,904.00 (+22.52%) Homeowner's exemption	$432,845 (+10.08%) Land $271,495 Building $161,350	$432,845 (+10.08%) Land $271,495 Building $161,350
2023	$1,554.00 Homeowner's exemption	$393,225 Land $241,655 Building $151,570	$393,225 Land $241,655 Building $151,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.