Carter County property record for 431 Pine St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,037 sqft · built 1955 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,000 (Nov 2006) |
| Tax Bill | $596 (2025) |
| Deeds & Mortgages | Sep 2011 Mortgage Nov 2006 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-005-017-0-001-00 |
| Primary APN | 0090-00-005-017-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Porch |
| Porch Area | 380 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8364 |
|---|---|
| Street Address | 431 PINE ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRANTLEY, BLK 5 LOT 17 (IRREGULAR) |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 892601 |
Source: Carter County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 431 PINE ST, ARDMORE, OK 73401-1761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2011 | Deed of Trust, Mortgage MTC FCU |
| Nov 2, 2006 | Warranty Deed, Transfer · Line of Credit FIRST BANK & TRUST CO ARDMORE BANKING CE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2006 · Amount on Record |
| Deed Sale | Nov 2, 2006 · Amount on Record |
| Deed Document Number | 2006-013765 |
| Deed Book / Page | 4553 / 254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 431 PINE ST, ARDMORE, OK 73401-1761 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005378/119 |
|---|---|
| Date | Sep 8, 2011 |
| Book Page | 5378/119 |
| Instrument | 2011-011094 |
| Name | MTC FCU |
|---|---|
| Address | GREENVILLE, SC 29602 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 15, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Nov 2, 2006 |
| Property Address | 431 PINE ST, ARDMORE, OK 73401-1761 |
| Document Number | 004553/254 |
| Book / Page | 4553 / 254 |
| Instrument Date | Nov 1, 2006 |
| Instrument | 2006-013765 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 PINE ST, ARDMORE, OK 73401-1761 |
| Document Number | 004553/255 |
|---|---|
| Date | Nov 2, 2006 |
| Book Page | 4553/255 |
| Instrument | 2006-013766 |
| Name | FIRST BANK & TRUST CO ARDMORE BANKING CE |
|---|---|
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 5, 2011 |
Source: Carter County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $596.00 Homeowner's exemption | $6,975 (+2.98%) Land $1,058 Building $5,917 | $64,720 (-7.39%) Land $10,000 Building $54,720 |
| 2024 | $596.00 (+8.17%) Homeowner's exemption | $6,773 (+3%) Land $1,028 Building $5,745 | $69,886 (-2.13%) Land $10,000 Building $59,886 |
| 2023 | $551.00 Homeowner's exemption | $6,576 Land $1,007 Building $5,569 | $71,409 Land $10,000 Building $61,409 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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