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431 Peppermill Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 431 Peppermill Rd, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,108 sqft · built 1988
Lot Size8.49 acres (369,824 sqft)
OwnerCompany Name on File
Last Sale$55,000 (May 2019)
Tax Bill$1,124 (2025)
Deeds & MortgagesJun 2023 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN012-004-029-30

Property Details

APN / Parcel Number

Primary APN012-004-029-30

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,108 sqft Living Area
1st Floor Area1,676 sqft
Basement Area1,676 sqft
Unfinished Basement1,676 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area369,824 sqft (8.49 acres)
Garage Area636 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address431 PEPPERMILL RD
CityLAPEER
StateMI
Zip48446-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 4 T7N R10E BEG W 327.88 FT FR S 1/4 COR TH W 355.75FT TH N 1106.71 FT TH SELY 383.04 FT TH S 972.62 FT TO POB 8.49 A
Legal Range10E
Legal Township07N
Legal Section04
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1001
Census Tract338000

Owner

Source: Lapeer County records · APN 012-004-029-30

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address431 PEPPERMILL RD, LAPEER, MI 48446-2612
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Deed of Trust, Mortgage
THE HUNTINGTON NATIONAL BANK
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
May 02, 2019Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2019 · Amount on Record
Deed SaleMay 02, 2019 · Amount on Record
Prior SaleMay 18, 2007 · Amount on Record
Deed Document Number20191460
Deed Book / Page3020 / 780
Prior Transfer DateAug 04, 2014
Prior Transfer Doc0027280287
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address431 PEPPERMILL RD, LAPEER, MI 48446-2612
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 PEPPERMILL RD, LAPEER, MI 48446-2612

Mortgage

Document Number0033550220
DateJun 19, 2023
Book Page3355/220
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address431 PEPPERMILL RD, LAPEER, MI 48446-2612
Document Number0031380205
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address431 PEPPERMILL RD LAPEER MI 484462612, LAPEER, MI 48446-2612

Mortgage

Document Number0031380205
DateOct 16, 2020
Book Page003138/000205
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateMay 02, 2019
Property Address431 PEPPERMILL RD, LAPEER, MI 48446-2612
Document Number0030200780
Book / Page003020 / 000780
Instrument DateApr 30, 2019
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$412.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 PEPPERMILL RD LAPEER MI 484462612, LAPEER, MI 48446-2612

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionLapeer Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,124.00 (-54.08%) Homeowner's exemption$224,200 (+8.99%)$448,400 (+8.99%)
2024$2,448.00 (+10.47%)
2023$205,700$411,400
2022$2,216.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873380001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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