431 Pedigree Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 431 Pedigree Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,855 sqft · built 1985
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,097 (Aug 2024)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-03-0-00044-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-03-0-00044-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,855 sqft Adjusted Area
1st Floor Area	2,244 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	431 PEDIGREE CV
City	HERNANDO
State	MS
Zip	38632-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	GREEN T LAKES S-D SEC C LOT 44
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	GREEN T LAKES S-D
Legal Lot Number	44
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1006
Census Tract	71001

Owner

Source: DeSoto County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 PEDIGREE CV, HERNANDO, MS 38632-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 28, 2017	Deed, Transfer QUALITY TITLE INC, QUALITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Feb 9, 2021
Deed Book / Page	1024 / 15507
Prior Transfer Date	Feb 5, 2009
Prior Transfer Doc	000602/301
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	431 PEDIGREE CV, HERNANDO, MS 38632-4514
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004472/722
Date	Dec 28, 2017
Book Page	4472/722
Instrument	T04472-00722

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	431 PEDIGREE CV, HERNANDO, MS 38632-4514
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 PEDIGREE CV, HERNANDO, MS 38632-4514

Mortgage

Document Number	005116/711
Date	Dec 22, 2020
Book Page	5116/711

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 28, 2017
Property Address	431 PEDIGREE CV, HERNANDO, MS 38632-4514
Document Number	000844/406
Book / Page	0844 / 406
Map Reference	PB 16 PG 49-52
Instrument Date	Dec 21, 2017
Instrument	W00844-00406
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 GREEN T LK W, 445, HERNANDO, MS 38632-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 PEDIGREE CV, HERNANDO, MS 38632-4514
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,728.00 (+15.11%)	$25,998 (+35.09%) Land $4,000 Building $21,998	$259,983 (+35.09%) Land $40,000 Building $219,983
2023	$2,370.00	$19,245	$192,445 Land $40,000 Building $152,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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