Santa Cruz County property record for 431 Pebble Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,315 sqft · built 1965 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Dec 2013) |
| Tax Bill | $12,229 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-083-03 |
| Primary APN | 053-083-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,315 sqft Living Area |
| Gross Area | 2,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 402 sqft |
| Patio Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 PEBBLE BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 387 LOT 237 |
| Legal Subdivision | COUNTRY CLUB PARK UN #10 TR #387 |
| Legal Tract | 387 |
| Legal Lot Number | 237 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 053-083-03
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 PEBBLE BEACH DR, APTOS, CA 95003-5733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2013 · Amount on Record |
| Deed Sale | Dec 12, 2013 · Amount on Record |
| Prior Sale | Oct 25, 2013 · Amount on Record |
| Deed Document Number | 201356492 |
| Last Transfer Date | Aug 27, 2015 |
| Transfer Doc | 0000035999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 431 PEBBLE BEACH DR, APTOS, CA 95003-5733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000004793 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 2017-0004793 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 431 PEBBLE BEACH DR, APTOS, CA 95003-5733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 431 PEBBLE BEACH DR, APTOS, CA 95003-5733 |
| Document Number | 0000050116 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 2021-0050116 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965,280 (+2%) Land $592,681 Building $372,599 | ||
| 2025 | $12,229.00 (+10.15%) Homeowner's exemption | $946,352 (+4.04%) Land $581,059 Building $365,293 | |
| 2023 | $11,102.00 (+2.07%) Homeowner's exemption | $909,604 Land $558,496 Building $351,108 | $1,324,890 |
| 2022 | $10,877.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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