431 Peach Ave, Centerton, AR 72719 Property Records

Benton County property record for 431 Peach Ave, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,382 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$224,207 (Sep 2022)
Tax Bill	$2,979 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-07343-000`

Property Details

APN / Parcel Number

Primary APN	`06-07343-000`
Alternative APN	`191459`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	1,382 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Porch	Open Porch
Porch Area	95 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 PEACH AVE
City	CENTERTON
State	AR
Zip	72719-6090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2/7/2022 L202207640
Legal Range	31
Legal Township	19
Legal Section	03
Legal Subdivision	SOUTHWINDS PH 2-CENTERTON
Legal Lot Number	194
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

431 Peach Ave is owned by two individuals who bought it in September 2022.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 WITHERBY DR, BELLA VISTA, AR 72714-5203
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENERATIONS BANK
Sep 30, 2022	Warranty Deed, Subdivision Related Transfer · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Deed Document Number	202262979
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	May 1, 2026
Property Address	431 PEACH AVE, CENTERTON, AR 72719-6090
Document Number	0000024715
Instrument Date	Apr 30, 2026
Instrument	202624715
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	40 WITHERBY DR, BELLA VISTA, AR 72714-5203

Mortgage

Document Number	0000024715,
Date	May 1, 2026
Instrument	202624715

Lender

Name	GENERATIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 30, 2022
Property Address	431 PEACH AVE, CENTERTON, AR 72719-6090
Document Number	L202262979
Map Reference	DOC L202207640
Instrument Date	Sep 29, 2022
Instrument	L202262979
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 N PLAINVIEW AVE, FAYETTEVILLE, AR 72703-3685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WITHERBY DR, BELLA VISTA, AR 72714-5203

Mortgage

Document Number	L202262980
Date	Sep 30, 2022
Instrument	L202262980

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 431 Peach Ave was $2,979, up 9.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,979.00 (+9.8%)	$59,562 (-) Land $19,600 Building $39,962	$297,810 (-) Land $98,000 Building $199,810
2025	$2,713.00	$59,562 Land $19,600 Building $39,962	$297,810 (-) Land $98,000 Building $199,810
2024			$297,810 (+60.85%) Land $98,000 Building $199,810
2023	$2,284.00	$37,030 Land $11,000 Building $26,030	$185,150 Land $55,000 Building $130,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Peach Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Nov 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Peach Ave is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, Right Fiber.

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