431 Parker Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 431 Parker Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,313 sqft · built 1995
Lot Size	0.109 acres (4,725 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2005)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1230-030-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1230-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,725 sqft (0.109 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 PARKER DR
City	FOLSOM
State	CA
Zip	95630-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	RIVER RUN - NATOMA STATION, LOT 74
Legal Subdivision	RIVER RUN - NATOMA STATION
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3012
Census Tract	8504

Owner

431 Parker Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 PARKER DR, FOLSOM, CA 95630-7955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2005 · Amount on File
Deed Sale	Mar 4, 2005 · Amount on File
Prior Sale	Nov 27, 1996 · Amount on File
Deed Book / Page	20050304 / 2142
Prior Transfer Date	May 8, 2003
Prior Transfer Doc	2003002700
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	431 PARKER DR, FOLSOM, CA 95630-7955
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 PARKER DR, FOLSOM, CA 95630-7955

Mortgage

Document Number	0000000810
Date	Jan 11, 2022
Instrument	2022011100810

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	431 PARKER DR, FOLSOM, CA 95630-7955
Document Number	1911181222
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 PARKER DR FOLSOM CA 956307955, FOLSOM, CA 95630-7955

Mortgage

Document Number	1911181222
Date	Nov 18, 2019
Instrument	1911181222

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 431 Parker Dr was $5,488 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$511,824 (+2%) Land $163,493 Building $348,331
2025	$5,488.00 (+2.1%) Homeowner's exemption	$501,789 Land $160,288 Building $341,501
2024	$5,375.00 (+1.8%)
2023	$5,280.00 (+1.48%) Homeowner's exemption	$482,306 Land $154,065 Building $328,241
2022	$5,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 Parker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 431 Parker Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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