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431 Palmer Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 431 Palmer Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,742 sqft · built 1969
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$1,377,500 (Oct 2021)
Tax Bill$18,136 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Nov 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-331-08

Property Details

APN / Parcel Number

Primary APN044-331-08
Alternative APN
  • 044-331-08-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,742 sqft Living Area
Gross Area2,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Roof MaterialOther
Lot Area4,966 sqft (0.114 acres)
TerrainSteep
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area325 sqft
Patio Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address431 PALMER AVE
CityAPTOS
StateCA
Zip95003-5211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH 01
Legal Lot Number4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1006
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-331-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address431 PALMER AVE, APTOS, CA 95003-5211
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Grant Deed, Transfer · Conventional Mortgage
PACIFIC GREEN FUNDING
Nov 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Deed Document Number202154155
Prior Transfer DateNov 13, 2019
Prior Transfer Doc0000035391
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 29, 2021
Property Address431 PALMER AVE, APTOS, CA 95003-5211
Document Number0000054155
Map ReferenceMB 23 PG 1
Instrument DateOct 28, 2021
Instrument2021-0054155
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,515.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address431 PALMER AVE, APTOS, CA 95003-5211

Mortgage

Document Number0000054156
DateOct 29, 2021
Instrument2021-0054156
Lender
NamePACIFIC GREEN FUNDING
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 14, 2019
Property Address431 PALMER AVE, APTOS, CA 95003-5211
Document Number0000035393
Instrument DateNov 13, 2019
Instrument35393
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address346 RAMONA RD DANVILLE CA 945262829, DANVILLE, CA 94526-2829

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 14, 2019
Property Address431 PALMER AVE, APTOS, CA 95003-5211
Document Number0000035391
Instrument DateNov 13, 2019
Instrument35391
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address346 RAMONA RD DANVILLE CA 945262829, DANVILLE, CA 94526-2829

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 14, 2019
Property Address431 PALMER AVE, APTOS, CA 95003-5211
Document Number0000035392
Instrument DateNov 13, 2019
Instrument35392
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address346 RAMONA RD DANVILLE CA 945262829, DANVILLE, CA 94526-2829

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,491,051 (+2%) Land $1,118,288 Building $372,763
2025$18,136.00 (+9.65%)$1,461,815 (+4.04%) Land $1,096,361 Building $365,454
2023$16,540.00 (+273.11%)$1,405,051 Land $1,053,788 Building $351,263$1,338,480
2022$4,433.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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