431 Old Grade Rd, Wind Gap, PA 18091 Property Records

Northampton County property record for 431 Old Grade Rd, Wind Gap, PA 18091

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 960 sqft · built 1900
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Mar 2021)
Tax Bill	$626 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5562-00-2181-6440`

Property Details

APN / Parcel Number

Primary APN	`5562-00-2181-6440`
Alternative APN	`F6 6 2 0406`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Lot Area	322,344 sqft (7.4 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	431 OLD GRADE RD
City	WIND GAP
State	PA
Zip	18091-9747
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Description	DIST:06 CITY/MUNI/TWP:BUSHKILL TOWNSHIP
Legal Subdivision	ERMA HESS
Legal Block	6
Legal Lot Number	2
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BUSHKILL
Census Block Group	1
Census Block	1001
Census Tract	15802

Owner

431 Old Grade Rd, a rural home, is owned and occupied by an individual who bought it in March 2021.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	431 OLD GRADE RD, WIND GAP, PA 18091-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 26, 2017	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Jun 26, 2017 · Amount on File
Deed Document Number	021-179730
Deed Book / Page	2021-1 / 79730
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Mar 4, 2021
Property Address	431 OLD GRADE RD, WIND GAP, PA 18091-9747
Document Number	0000009057
Book / Page	2021-1 / 79730
Map Reference	DR 98-68
Instrument Date	Feb 16, 2021
Instrument	2021009057
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	MY TITLE PRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 OLD GRADE RD, WIND GAP, PA 18091-9747

Mortgage

Document Number	0000009058
Date	Mar 4, 2021
Instrument	2021009058

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Jun 26, 2017
Property Address	431 OLD GRADE RD, WIND GAP, PA 18091-9747
Document Number	0000016804
Book / Page	2017-1 / 132417
Instrument Date	Jun 23, 2017
Instrument	2017016804
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 OLD GRADE RD, WIND GAP, PA 18091-9747

Mortgage

Document Number	0000016805
Date	Jun 26, 2017
Instrument	2017016805

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 431 Old Grade Rd was $626.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bushkill Township
Unified School District	Nazareth Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$626.00	$58,000 Land $36,600 Building $21,400
2024	$4,396.00	$58,000 Land $36,600 Building $21,400
1995			$116,000 Land $73,200 Building $42,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Old Grade Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Old Grade Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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