431 Ocean Ave, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 431 Ocean Ave, Cannon Beach, OR 97110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,977 sqft · built 1984
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Trust Names on File
Tax Bill	$14,215 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51030AA07901`

Property Details

APN / Parcel Number

Primary APN	`51030AA07901`
Alternative APN	`5894`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,210 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Modern
Exterior Material	Shingles
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	48 sqft
Deck Area	36 sqft
Patio Area	232 sqft
Fence	Fence
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5894
Street Address	431 OCEAN AVE
City	CANNON BEACH
State	OR
Zip	97110-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ELK CREEK PK LT 7 EXC NLY 5FT BLK 3
Legal Range	10
Legal Township	05
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	ELK CREEK
Legal Block	3
Legal Lot Number	7
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3081
Census Tract	951100

Owner

431 Ocean Ave, a single family home, is held in a trust.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	25 NW 23RD PL STE #, #, PORTLAND, OR 97210-5580
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000970094
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	431 OCEAN AVE, CANNON BEACH, OR 97110-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004425
Date	Jun 14, 2018
Instrument	201804425

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 431 Ocean Ave was $14,215.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Cannon Beach City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,215.00	$618,599 Building $618,599	$2,507,500 Land $1,888,901 Building $618,599
2023	$12,684.00 (+2.67%)	$1,079,798 (+3%)	$2,880,574 (+18.78%) Land $2,162,203 Building $718,371
2022	$12,354.00	$1,048,348	$2,425,041 Land $1,816,977 Building $608,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Ocean Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	174 units insured incl. 33 condo units
Nearby Flood Claims	17 (1981–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20