Ashe County property record for 431 Oakview Dr, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,620 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,500 (Apr 2020) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12342-206 |
| Primary APN | 12342-206 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 1,620 sqft Heated Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 106005 |
|---|---|
| Street Address | 431 OAKVIEW DR |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 A FROM THOMAS J SEVERT OFF 16 (DIRT) |
| Jurisdiction | ASHE NC |
| Township / Civil Division | OBIDS |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 970801 |
Source: Ashe County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 OAKVIEW DR, JEFFERSON, NC 28640-9411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on Record |
| Deed Sale | Apr 17, 2020 · Amount on Record |
| Deed Document Number | 20201671 |
| Deed Book / Page | 511 / 571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Apr 17, 2020 |
| Property Address | 431 OAKVIEW DR, JEFFERSON, NC 28640-9411 |
| Document Number | 000511/571 |
| Book / Page | 511 / 571 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 1671 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2923 W MILL CREEK RD, WARRENSVILLE, NC 28693-9359 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 431 OAKVIEW DR, JEFFERSON, NC 28640-9411 |
| Document Number | 0000001672 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 1672 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (+3.82%) | $264,600 (-) Land $15,000 Building $249,600 | $264,600 (-) Land $15,000 Building $249,600 |
| 2023 | $1,360.00 (+22.85%) | $264,600 (+60.36%) Land $15,000 Building $249,600 | $264,600 (+60.36%) Land $15,000 Building $249,600 |
| 2022 | $1,107.00 | $165,000 Land $15,000 Building $150,000 | $165,000 Land $15,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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