Grundy County property record for 431 Oak St, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,442 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $237,000 (Jul 2024) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-377-001 |
| Primary APN | 05-04-377-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 OAK ST |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CH & HC GOOLDS ADD W76' LT 9 BLK 3 SEC 4-33-7 |
| Legal Range | 07W |
| Legal Township | 33N |
| Legal Section | 04 |
| Legal Subdivision | CH & HC GOOLDS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | MORRIS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 400 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 431 OAK ST, MORRIS, IL 60450-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Deed Document Number | 2024626800 |
| Prior Transfer Date | Jul 16, 2024 |
| Prior Transfer Doc | 0000626800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 431 OAK ST, MORRIS, IL 60450-1748 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000615115 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 615115 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 3, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Morris Township |
| Municipality | Morris City |
| Elementary School District | Morris School District 54 (PK - 08) |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 (+43.38%) | $60,517 (+25.52%) Land $16,485 Building $44,032 | $181,551 (+25.52%) Land $49,455 Building $132,096 |
| 2022 | $3,303.00 Homeowner's exemption | $48,214 Land $13,134 Building $35,080 | $144,642 Land $39,402 Building $105,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (2007–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRIS serves 14,775 people · EPA ID IL0630600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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