431 Oak St, Ione, CA 95640 Property Records

Amador County property record for 431 Oak St, Ione, CA 95640 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1990
Square Footage1,326 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$188,500 (2014)
Tax Bill$2,260.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-063-001-000
Alternative APN
  • 0406300100

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,326 sqft Living Area

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1990
Construction TypeWood Construction
Lot Area8,276 sqft (0.19 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area600 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected

Location & Zoning

Street Address431 OAK ST
CityIONE
StateCA
Zip95640-5104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRANCHO ARROYO SECO POR LOTS 16&17&18
Legal SubdivisionRANCHO ARROYO SECO
Legal Lot Number16-18
JurisdictionAMADOR CA
Minor Civil DivisionIONE
Census Blockgroup3
Census Block3013
Census Tract303

Owner

Source: Amador County records · APN 004-063-001-000

Assessment roll updated July 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address431 OAK ST, IONE, CA 95640-5104
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CREDIT UNION
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 30, 2021Intrafamily Transfer, Transfer
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2014 · Amount on Record
Deed SaleJun 18, 2014 · Amount on Record
Prior SaleSep 21, 2011
Deed Doc Number20143970
Last Transfer DateDec 28, 2021
Transfer Doc0000014335
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Recording DateJul 31, 2026
Property Address431 OAK ST, IONE, CA 95640-5104
Document Number0000004495
Instrument DateJul 16, 2026
Instrument20264495
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address431 OAK ST, IONE, CA 95640-5104

Mortgage

Document Number0000004495,
DateJul 31, 2026
Instrument20264495
Lender
NameFIRST TECHNOLOGY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address431 OAK ST, IONE, CA 95640-5104
Transaction TypeMortgage
Record UpdatedDec 31, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 OAK ST, IONE, CA 95640-5104

Mortgage

Document Number0000014012
DateDec 20, 2021
Instrument2021-0014012
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionAMADOR CA
Recording DateDec 30, 2021
Property Address431 OAK ST, IONE, CA 95640-5104
Document Number0000014335
Map ReferenceMB 3 PG 16
Instrument DateDec 28, 2021
Instrument2021-0014335
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address431 OAK ST, IONE, CA 95640-5104

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address431 OAK ST, IONE, CA 95640-5104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007086
DateAug 21, 2020
Instrument2020-0007086
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2040

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
MunicipalityIone City
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$235,187 (+2%) Land $60,140 Building $175,047
2025$2,260.00 (+4.1%) Homeowner's exemption$230,576 (+4.04%) Land $58,961 Building $171,615
2024$352,350
2023$2,171.00 (+1.92%) Homeowner's exemption$221,623 Land $56,672 Building $164,951
2022$2,130.00

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