431 New Castle Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 431 New Castle Ln, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2021)
Tax Bill	$1,989 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500041024`

Property Details

APN / Parcel Number

Primary APN	`1500041024`
Alternative APN	`01050402 0177 72`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,604 sqft Heated Area
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500041024
Street Address	431 NEW CASTLE LN
City	SPRING LAKE
State	NC
Zip	28390-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LOT#243 HIGHGROVE@AND CRK PH 6B MAP#2012-379
Legal Subdivision	HIGHGROVE@ANDERSON CREEK
Legal Phase	6B
Legal Lot Number	243
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71203

Owner

431 New Castle Ln is owned and occupied by an individual who bought it in March 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	431 NEW CASTLE LN, SPRING LAKE, NC 28390-6013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 13, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Aug 13, 2019 · Amount on File
Deed Document Number	20215651
Deed Book / Page	3952 / 485
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 12, 2021
Property Address	431 NEW CASTLE LN, SPRING LAKE, NC 28390-6013
Document Number	0000005651
Book / Page	3952 / 485
Map Reference	MB 2012 PG 379&380
Instrument Date	Feb 17, 2021
Instrument	2021005651
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15779 104TH AVE SE, 15779, YELM, WA 98597-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 NEW CASTLE LN, SPRING LAKE, NC 28390-6013

Mortgage

Document Number	0000005652
Date	Mar 12, 2021
Instrument	2021005652

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 13, 2019
Property Address	431 NEW CASTLE LN, SPRING LAKE, NC 28390-6013
Document Number	0000011346
Book / Page	003725 / 000258
Instrument Date	Jul 24, 2019
Instrument	11346
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 NEW CASTLE LN SPRING LAKE NC 283906013, SPRING LAKE, NC 28390-6013

Mortgage

Document Number	11347
Date	Aug 13, 2019
Book Page	003725/000260
Instrument	11347

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 431 New Castle Ln was $1,989.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,989.00	$257,342	$257,342 Land $52,100 Building $205,242
2023	$1,376.00	$184,275	$184,275 Land $37,890 Building $146,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 New Castle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 New Castle Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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